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Single Family ResidenceResidential
$486,927$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1265 VT ROUTE 22A

VERGENNES, VT 05491
4
Beds
1 / 1
Baths
2,020 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
33 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$487K
$427K low$547K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$454,927
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$363,942
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$32,000
MERCHANTS BANK & TRUST CO · E · recorded Aug 4, 2010

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$412,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$251,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$161,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyADDISON
Lot (acres)The size of the land the home sits on, from county records.33.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vergennes Union Elementary SchoolB
Elementary · Grades PK–6 · 2.3 mi
M
Vergennes Union High SchoolA-
Middle · Grades 7–12 · 2.6 mi

District: Addison Northwest Unified School District

Neighborhood · ZIP 05491These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,533
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,146
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,984
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1265 Vt Route 22a measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Addison County
  • Costs less per square foot than 69% of homes in Vergennes 05491
  • Bigger than 73% of homes in Vergennes 05491
  • Has a bigger lot than 93% of homes in Vergennes 05491
  • Older than 94% of homes in Vergennes 05491

What homes are worth in Vergennes 05491

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$1.5M

This home is worth more than 63% of homes in Vergennes 05491.

How it measures up in Vergennes 05491

The dot is this home. The mark in the middle is the typical home in Vergennes 05491.

Estimated value$486,927
CheaperTypical $433,572Pricier

Pricier than 63% of homes nearby

Price per ft²$241
CheaperTypical $280Pricier

Pricier than 31% of homes nearby

Living area2,020 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 73% of homes nearby

Lot size33 ac
SmallerTypical 1.6 acBigger

Bigger than 93% of homes nearby

Year built1850
OlderTypical 1976Newer

Newer than 6% of homes nearby

How 1265 Vt Route 22a ranks against every home in each area.
MeasureThis homeVergennes 05491Addison County
Estimated valuepricier than$486,92763% of homes67% of homes
Price per ft²pricier than$24131% of homes43% of homes
Living areabigger than2,020 ft²73% of homes73% of homes
Lot sizebigger than33 ac93% of homes91% of homes
Year builtnewer than18506% of homes9% of homes

About 1265 Vt Route 22a

How much is 1265 Vt Route 22a, Vergennes, VT worth?

The TopHap Estimate for 1265 Vt Route 22a, Vergennes, VT is $486,927 as of Jul 14, 2026. The likely range is $426,895 to $546,959. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1265 Vt Route 22a, Vergennes, VT last sell?

1265 Vt Route 22a, Vergennes, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1265 Vt Route 22a, Vergennes, VT?

1265 Vt Route 22a, Vergennes, VT has 4 bedrooms, 1 bathrooms, 2,020 square feet of living space and a 33.00-acre lot.

When was 1265 Vt Route 22a, Vergennes, VT built?

1265 Vt Route 22a, Vergennes, VT was built in 1850, making it 176 years old. The building has 2 stories.

What schools serve 1265 Vt Route 22a, Vergennes, VT?

1265 Vt Route 22a, Vergennes, VT is assigned to Vergennes Union Elementary School (elementary), rated B; Vergennes Union High School (middle), rated A-. All sit in Addison Northwest Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1265 Vt Route 22a, Vergennes, VT compare to other homes in Vergennes 05491?

Among the 2,470 homes in Vergennes 05491, it is worth more than 63% of them ($486,927 against a typical $433,572), its price per square foot is higher than 31% of them ($241 against a typical $280), it is bigger than 73% of them (2,020 ft² against a typical 1,520 ft²), its lot is bigger than 93% of them (33 ac against a typical 1.6 ac) and it is newer than 6% of them (1850 against a typical 1976). Measured against all of Addison County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Vergennes 05491

Assigned schools

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