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Single Family ResidenceResidential
$627,487
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12684 RUGER RD

WHITEWOOD, SD 57793
0
Baths
9.22 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$627K
$528K low$727K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$366,337
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$293,070
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$261,150
GATEWAY MORTGAGE GROUP INC · recorded Apr 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,675 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$466,571 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$130,794
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$335,777
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$466,571

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMeade
Lot (acres)The size of the land the home sits on, from county records.9.22

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Sturgis Williams Middle School - 02B-
Middle · Grades 5–8 · 3.3 mi
H
Sturgis Brown High School - 01B+
High · Grades 9–12 · 3.7 mi
E
Sturgis Elementary - 03B
Elementary · Grades KG–4 · 3.9 mi

District: Meade School District 46-1

Neighborhood · ZIP 57793These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.2,435
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,501
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,096
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12684 Ruger Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Meade County
  • Has a bigger lot than 81% of homes in Meade County

What homes are worth in Whitewood 57793

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$1.6M

This home is worth more than 69% of homes in Whitewood 57793.

How it measures up in Whitewood 57793

The dot is this home. The mark in the middle is the typical home in Whitewood 57793.

Estimated value$627,487
CheaperTypical $468,157Pricier

Pricier than 69% of homes nearby

Lot size9.22 ac
SmallerTypical 2.02 acBigger

Bigger than 77% of homes nearby

How 12684 Ruger Rd ranks against every home in each area.
MeasureThis homeWhitewood 57793Meade County
Estimated valuepricier than$627,48769% of homes87% of homes
Lot sizebigger than9.22 ac77% of homes81% of homes

About 12684 Ruger Rd

How much is 12684 Ruger Rd, Whitewood, SD worth?

The TopHap Estimate for 12684 Ruger Rd, Whitewood, SD is $627,487 as of Jul 14, 2026. The likely range is $527,589 to $727,385. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 12684 Ruger Rd, Whitewood, SD?

12684 Ruger Rd, Whitewood, SD is assigned to Sturgis Williams Middle School - 02 (middle), rated B-; Sturgis Brown High School - 01 (high), rated B+; Sturgis Elementary - 03 (elementary), rated B. All sit in Meade School District 46-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12684 Ruger Rd, Whitewood, SD compare to other homes in Whitewood 57793?

Among the 1,215 homes in Whitewood 57793, it is worth more than 69% of them ($627,487 against a typical $468,157) and its lot is bigger than 77% of them (9.22 ac against a typical 2.02 ac). Measured against all of Meade County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12684 Ruger Rd, Whitewood, SD?

The 2025 property tax bill for 12684 Ruger Rd, Whitewood, SD was $4,675. The county assessed it at $466,571.

Closest homes

More homes in Whitewood 57793

Assigned schools

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