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Single Family ResidenceResidential
$562,758$533 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $390,000 on Sep 2, 2022

127 OAK RIDGE DR

AYER, MA 01432
3
Beds
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$563K
$535K low$591K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$390,000 · Sep 2, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,258
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$81,806
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$370,500
UNITED WHOLESALE MORTGAGE · P · recorded Sep 2, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
FLAGSTAR BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,785 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$400,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$172,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$227,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$487,825

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ayer Shirley Regional High SchoolB
High · Grades 9–12 · 0.7 mi
E
Page Hilltop Elementary SchoolC
Elementary · Grades PK–5 · 0.8 mi
M
Ayer Shirley Regional Middle SchoolB
Middle · Grades 6–8 · 3.8 mi

District: Ayer-Shirley School District

Neighborhood · ZIP 01432These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.972 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,941
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,807
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

127 Oak Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Middlesex County
  • Costs more per square foot than 95% of homes in Ayer 01432
  • Smaller than 87% of homes in Middlesex County
  • Has a smaller lot than 76% of homes in Ayer 01432

What homes are worth in Ayer 01432

Each bar is how many homes fall in that price range. The marker is this home.

This home
$281K$973K

This home is worth more than 50% of homes in Ayer 01432.

How it measures up in Ayer 01432

The dot is this home. The mark in the middle is the typical home in Ayer 01432.

Estimated value$562,758
CheaperTypical $569,085Pricier

Pricier than 50% of homes nearby

Price per ft²$533
CheaperTypical $363Pricier

Pricier than 95% of homes nearby

Living area1,056 ft²
SmallerTypical 1,638 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.25 ac
SmallerTypical 0.45 acBigger

Bigger than 24% of homes nearby

Year built1965
OlderTypical 1976Newer

Newer than 41% of homes nearby

How 127 Oak Ridge Dr ranks against every home in each area.
MeasureThis homeAyer 01432Middlesex County
Estimated valuepricier than$562,75850% of homes20% of homes
Price per ft²pricier than$53395% of homes65% of homes
Living areabigger than1,056 ft²14% of homes13% of homes
Lot sizebigger than0.25 ac24% of homes44% of homes
Year builtnewer than196541% of homes59% of homes

About 127 Oak Ridge Dr

How much is 127 Oak Ridge Dr, Ayer, MA worth?

The TopHap Estimate for 127 Oak Ridge Dr, Ayer, MA is $562,758 as of Jul 14, 2026. The likely range is $534,872 to $590,644. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 127 Oak Ridge Dr, Ayer, MA last sell?

127 Oak Ridge Dr, Ayer, MA last sold on Sep 2, 2022 for $390,000, according to the county's recorded deed.

How big is 127 Oak Ridge Dr, Ayer, MA?

127 Oak Ridge Dr, Ayer, MA has 3 bedrooms, 1 bathrooms, 1,056 square feet of living space and a 0.25-acre lot.

When was 127 Oak Ridge Dr, Ayer, MA built?

127 Oak Ridge Dr, Ayer, MA was built in 1965, making it 61 years old. It is a ranch home. The building has 1 story.

What schools serve 127 Oak Ridge Dr, Ayer, MA?

127 Oak Ridge Dr, Ayer, MA is assigned to Ayer Shirley Regional High School (high), rated B; Page Hilltop Elementary School (elementary), rated C; Ayer Shirley Regional Middle School (middle), rated B. All sit in Ayer-Shirley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 127 Oak Ridge Dr, Ayer, MA compare to other homes in Ayer 01432?

Among the 2,710 homes in Ayer 01432, it is worth more than 50% of them ($562,758 against a typical $569,085), its price per square foot is higher than 95% of them ($533 against a typical $363), it is bigger than 14% of them (1,056 ft² against a typical 1,638 ft²), its lot is bigger than 24% of them (0.25 ac against a typical 0.45 ac) and it is newer than 41% of them (1965 against a typical 1976). Measured against all of Middlesex County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 127 Oak Ridge Dr, Ayer, MA?

The 2025 property tax bill for 127 Oak Ridge Dr, Ayer, MA was $4,785. The county assessed it at $400,100.

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Assigned schools

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