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Rural ResidenceResidential
$195,378$109 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12765 STATE ROUTE 90

LOCKE, NY 13092
0
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.98 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$195K
$163K low$228K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,415 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$119,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$119,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$167,606

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCAYUGA
Lot (acres)The size of the land the home sits on, from county records.14.98
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Millard Fillmore Elementary SchoolD+
Elementary · Grades PK–5 · 3.5 mi
M
Moravia Junior-Senior High SchoolB+
Middle · Grades 6–12 · 3.8 mi

District: Moravia Central School District

Neighborhood · ZIP 13092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,990
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,950
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,297
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12765 State Route 90 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Locke 13092
  • Bigger than 70% of homes in Locke 13092
  • Has a bigger lot than 91% of homes in Cayuga County
  • Newer than 98% of homes in Cayuga County

What homes are worth in Locke 13092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$494K

This home is worth more than 39% of homes in Locke 13092.

How it measures up in Locke 13092

The dot is this home. The mark in the middle is the typical home in Locke 13092.

Estimated value$195,378
CheaperTypical $216,878Pricier

Pricier than 39% of homes nearby

Price per ft²$109
CheaperTypical $140Pricier

Pricier than 23% of homes nearby

Living area1,800 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 70% of homes nearby

Lot size14.98 ac
SmallerTypical 2.76 acBigger

Bigger than 82% of homes nearby

Year built2015
OlderTypical 1976Newer

Newer than 96% of homes nearby

How 12765 State Route 90 ranks against every home in each area.
MeasureThis homeLocke 13092Cayuga County
Estimated valuepricier than$195,37839% of homes47% of homes
Price per ft²pricier than$10923% of homes35% of homes
Living areabigger than1,800 ft²70% of homes64% of homes
Lot sizebigger than14.98 ac82% of homes91% of homes
Year builtnewer than201596% of homes98% of homes

About 12765 State Route 90

How much is 12765 State Route 90, Locke, NY worth?

The TopHap Estimate for 12765 State Route 90, Locke, NY is $195,378 as of Aug 30, 2026. The likely range is $163,009 to $227,747. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12765 State Route 90, Locke, NY last sell?

12765 State Route 90, Locke, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12765 State Route 90, Locke, NY?

12765 State Route 90, Locke, NY has 1,800 square feet of living space and a 14.98-acre lot.

When was 12765 State Route 90, Locke, NY built?

12765 State Route 90, Locke, NY was built in 2015, making it 11 years old. The building has 1 story.

What schools serve 12765 State Route 90, Locke, NY?

12765 State Route 90, Locke, NY is assigned to Millard Fillmore Elementary School (elementary), rated D+; Moravia Junior-Senior High School (middle), rated B+. All sit in Moravia Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12765 State Route 90, Locke, NY compare to other homes in Locke 13092?

Among the 964 homes in Locke 13092, it is worth more than 39% of them ($195,378 against a typical $216,878), its price per square foot is higher than 23% of them ($109 against a typical $140), it is bigger than 70% of them (1,800 ft² against a typical 1,500 ft²), its lot is bigger than 82% of them (14.98 ac against a typical 2.76 ac) and it is newer than 96% of them (2015 against a typical 1976). Measured against all of Cayuga County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12765 State Route 90, Locke, NY?

The 2025 property tax bill for 12765 State Route 90, Locke, NY was $3,415. The county assessed it at $119,000.

More homes on State Route 90

Closest homes

More homes in Locke 13092

Assigned schools

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