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Single Family ResidenceResidential
$1,605,900$518 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1278 CLEARWATER DR

MONETA, VA 24121
3
Beds
3
Baths
3,098 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.4M low$1.8M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,746 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,157,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$400,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$757,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,157,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,157,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.2.40
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 81 ft²Porch · 1,029 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Moneta Elementary SchoolB
Elementary · Grades PK–5 · 5.6 mi
M
Staunton River Middle SchoolC-
Middle · Grades 6–8 · 9.3 mi
H
Staunton River High SchoolD+
High · Grades 9–12 · 9.3 mi

District: Bedford County Public Schools

Neighborhood · ZIP 24121These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.11,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,926
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,856
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1278 Clearwater Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Bedford County
  • Costs more per square foot than 95% of homes in Bedford County
  • Bigger than 94% of homes in Moneta 24121
  • Has a bigger lot than 81% of homes in Moneta 24121
  • Newer than 83% of homes in Bedford County

What homes are worth in Moneta 24121

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$2.1M

This home is worth more than 94% of homes in Moneta 24121.

How it measures up in Moneta 24121

The dot is this home. The mark in the middle is the typical home in Moneta 24121.

Estimated value$1,605,900
CheaperTypical $542,186Pricier

Pricier than 94% of homes nearby

Price per ft²$518
CheaperTypical $385Pricier

Pricier than 69% of homes nearby

Living area3,098 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 94% of homes nearby

Lot size2.4 ac
SmallerTypical 0.97 acBigger

Bigger than 81% of homes nearby

Year built2003
OlderTypical 1994Newer

Newer than 73% of homes nearby

How 1278 Clearwater Dr ranks against every home in each area.
MeasureThis homeMoneta 24121Bedford County
Estimated valuepricier than$1,605,90094% of homesalmost all homes
Price per ft²pricier than$51869% of homes95% of homes
Living areabigger than3,098 ft²94% of homes94% of homes
Lot sizebigger than2.4 ac81% of homes68% of homes
Year builtnewer than200373% of homes83% of homes

About 1278 Clearwater Dr

How much is 1278 Clearwater Dr, Moneta, VA worth?

The TopHap Estimate for 1278 Clearwater Dr, Moneta, VA is $1,605,900 as of Oct 21, 2026. The likely range is $1,449,326 to $1,762,474. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1278 Clearwater Dr, Moneta, VA last sell?

1278 Clearwater Dr, Moneta, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1278 Clearwater Dr, Moneta, VA?

1278 Clearwater Dr, Moneta, VA has 3 bedrooms, 3 bathrooms, 3,098 square feet of living space and a 2.40-acre lot.

When was 1278 Clearwater Dr, Moneta, VA built?

1278 Clearwater Dr, Moneta, VA was built in 2003, making it 23 years old. It is a conventional home.

What schools serve 1278 Clearwater Dr, Moneta, VA?

1278 Clearwater Dr, Moneta, VA is assigned to Moneta Elementary School (elementary), rated B; Staunton River Middle School (middle), rated C-; Staunton River High School (high), rated D+. All sit in Bedford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1278 Clearwater Dr, Moneta, VA compare to other homes in Moneta 24121?

Among the 7,425 homes in Moneta 24121, it is worth more than 94% of them ($1,605,900 against a typical $542,186), its price per square foot is higher than 69% of them ($518 against a typical $385), it is bigger than 94% of them (3,098 ft² against a typical 1,612 ft²), its lot is bigger than 81% of them (2.4 ac against a typical 0.97 ac) and it is newer than 73% of them (2003 against a typical 1994). Measured against all of Bedford County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1278 Clearwater Dr, Moneta, VA?

The 2026 property tax bill for 1278 Clearwater Dr, Moneta, VA was $4,746. The county assessed it at $1,157,500.

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