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Single Family ResidentialResidential
$97,234
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

128 ROY RD

COSBY, TN 37722
0
Baths
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$97K
$70K low$124K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$300 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,025 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,775
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,675
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCocke
Lot (acres)The size of the land the home sits on, from county records.0.65
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cosby Elementary SchoolB
Elementary · Grades KG–8 · 0.3 mi
H
Cosby High SchoolD+
High · Grades 9–12 · 0.3 mi

District: Cocke County School District

Neighborhood · ZIP 37722These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,265
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

128 Roy Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Cosby 37722
  • Has a smaller lot than 76% of homes in Cosby 37722

What homes are worth in Cosby 37722

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$789K

This home is worth more than 10% of homes in Cosby 37722.

How it measures up in Cosby 37722

The dot is this home. The mark in the middle is the typical home in Cosby 37722.

Estimated value$97,234
CheaperTypical $267,848Pricier

Pricier than 10% of homes nearby

Lot size0.65 ac
SmallerTypical 1.3 acBigger

Bigger than 24% of homes nearby

How 128 Roy Rd ranks against every home in each area.
MeasureThis homeCosby 37722Cocke County
Estimated valuepricier than$97,23410% of homes10% of homes
Lot sizebigger than0.65 ac24% of homes31% of homes

About 128 Roy Rd

How much is 128 Roy Rd, Cosby, TN worth?

The TopHap Estimate for 128 Roy Rd, Cosby, TN is $97,234 as of Aug 30, 2026. The likely range is $70,394 to $124,074. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 128 Roy Rd, Cosby, TN last sell?

128 Roy Rd, Cosby, TN last sold on Mar 5, 1987, according to the county's recorded deed.

What schools serve 128 Roy Rd, Cosby, TN?

128 Roy Rd, Cosby, TN is assigned to Cosby Elementary School (elementary), rated B; Cosby High School (high), rated D+. All sit in Cocke County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 128 Roy Rd, Cosby, TN compare to other homes in Cosby 37722?

Among the 3,448 homes in Cosby 37722, it is worth more than 10% of them ($97,234 against a typical $267,848) and its lot is bigger than 24% of them (0.65 ac against a typical 1.3 ac). Measured against all of Cocke County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 128 Roy Rd, Cosby, TN?

The 2025 property tax bill for 128 Roy Rd, Cosby, TN was $300. The county assessed it at $20,025.

More homes on Roy Rd

Closest homes

More homes in Cosby 37722

Assigned schools

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See this home in context

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