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Single Family ResidenceResidential
$1,950,000$447 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

128 SADDLE RIDGE DR

ALEXANDER, NC 28701
4
Beds
4
Baths
4,364 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2M
$1.4M low$2.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,183,450
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$946,760
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$766,550
ROCKET MORTGAGE LLC · recorded Oct 25, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,753 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$743,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$171,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$572,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$743,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$743,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBUNCOMBE
Lot (acres)The size of the land the home sits on, from county records.2.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 336 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Buncombe Middle SchoolA
Middle · Grades 7–8 · 4.9 mi
E
North Buncombe Elementary SchoolA
Elementary · Grades PK–4 · 5.3 mi
H
North Buncombe High SchoolB
High · Grades 9–12 · 5.5 mi

District: Buncombe County Schools

Neighborhood · ZIP 28701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,616
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,038
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,121
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

128 Saddle Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Alexander 28701
  • Costs more per square foot than 92% of homes in Alexander 28701
  • Among the largest homes in Alexander 28701
  • Has a bigger lot than 90% of homes in Buncombe County
  • Newer than 98% of homes in Buncombe County

What homes are worth in Alexander 28701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$1.1M

This home is worth more than almost all homes in Alexander 28701.

How it measures up in Alexander 28701

The dot is this home. The mark in the middle is the typical home in Alexander 28701.

Estimated value$1,950,000
CheaperTypical $444,415Pricier

Pricier than almost all homes nearby

Price per ft²$447
CheaperTypical $298Pricier

Pricier than 92% of homes nearby

Living area4,364 ft²
SmallerTypical 1,468 ft²Bigger

Bigger than almost all homes nearby

Lot size2.6 ac
SmallerTypical 1.15 acBigger

Bigger than 76% of homes nearby

Year built2022
OlderTypical 1996Newer

Newer than 96% of homes nearby

How 128 Saddle Ridge Dr ranks against every home in each area.
MeasureThis homeAlexander 28701Buncombe County
Estimated valuepricier than$1,950,000almost all homes98% of homes
Price per ft²pricier than$44792% of homes85% of homes
Living areabigger than4,364 ft²almost all homesalmost all homes
Lot sizebigger than2.6 ac76% of homes90% of homes
Year builtnewer than202296% of homes98% of homes

About 128 Saddle Ridge Dr

How much is 128 Saddle Ridge Dr, Alexander, NC worth?

The TopHap Estimate for 128 Saddle Ridge Dr, Alexander, NC is $1,950,000 as of Jul 14, 2026. The likely range is $1,382,787 to $2,517,213. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 128 Saddle Ridge Dr, Alexander, NC last sell?

128 Saddle Ridge Dr, Alexander, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 128 Saddle Ridge Dr, Alexander, NC?

128 Saddle Ridge Dr, Alexander, NC has 4 bedrooms, 4 bathrooms, 4,364 square feet of living space and a 2.60-acre lot.

When was 128 Saddle Ridge Dr, Alexander, NC built?

128 Saddle Ridge Dr, Alexander, NC was built in 2022, making it 4 years old. It is a conventional home. The building has 1 story.

What schools serve 128 Saddle Ridge Dr, Alexander, NC?

128 Saddle Ridge Dr, Alexander, NC is assigned to North Buncombe Middle School (middle), rated A; North Buncombe Elementary School (elementary), rated A; North Buncombe High School (high), rated B. All sit in Buncombe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 128 Saddle Ridge Dr, Alexander, NC compare to other homes in Alexander 28701?

Among the 1,838 homes in Alexander 28701, it is worth more than almost all of them ($1,950,000 against a typical $444,415), its price per square foot is higher than 92% of them ($447 against a typical $298), it is bigger than almost all of them (4,364 ft² against a typical 1,468 ft²), its lot is bigger than 76% of them (2.6 ac against a typical 1.15 ac) and it is newer than 96% of them (2022 against a typical 1996). Measured against all of Buncombe County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 128 Saddle Ridge Dr, Alexander, NC?

The 2025 property tax bill for 128 Saddle Ridge Dr, Alexander, NC was $5,753. The county assessed it at $743,700.

Closest homes

More homes in Alexander 28701

Assigned schools

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