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Single Family ResidenceResidential
$452,365$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

128 TROUT RANCH LN

WHITWELL, TN 37397
1.5
Baths
1,760 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$452K
$394K low$511K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$370,942
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$296,754
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$81,423
FARM CREDIT SVCS · recorded May 4, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,278 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,575 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,125
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,575
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$278,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.65
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySEQUATCHIE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.7.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 72 ft²Shed · 2,240 ft²Patio · 72 ft²Porch · 520 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sequatchie County High SchoolC+
High · Grades 9–12 · 5.7 mi
M
Sequatchie County Middle SchoolC
Middle · Grades 5–8 · 5.8 mi
E
Griffith Elementary SchoolC+
Elementary · Grades PK–4 · 5.9 mi

District: Sequatchie County School District

Neighborhood · ZIP 37397These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.116

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,535
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,736
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,359
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

128 Trout Ranch Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Whitwell 37397
  • Costs more per square foot than 91% of homes in Whitwell 37397
  • Bigger than 76% of homes in Whitwell 37397
  • Has a bigger lot than 85% of homes in Whitwell 37397
  • Newer than 79% of homes in Whitwell 37397

What homes are worth in Whitwell 37397

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$687K

This home is worth more than 91% of homes in Whitwell 37397.

How it measures up in Whitwell 37397

The dot is this home. The mark in the middle is the typical home in Whitwell 37397.

Estimated value$452,365
CheaperTypical $210,835Pricier

Pricier than 91% of homes nearby

Price per ft²$257
CheaperTypical $155Pricier

Pricier than 91% of homes nearby

Living area1,760 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 76% of homes nearby

Lot size7.4 ac
SmallerTypical 1.3 acBigger

Bigger than 85% of homes nearby

Year built2000
OlderTypical 1987Newer

Newer than 79% of homes nearby

How 128 Trout Ranch Ln ranks against every home in each area.
MeasureThis homeWhitwell 37397Sequatchie County
Estimated valuepricier than$452,36591% of homes76% of homes
Price per ft²pricier than$25791% of homes79% of homes
Living areabigger than1,760 ft²76% of homes66% of homes
Lot sizebigger than7.4 ac85% of homes83% of homes
Year builtnewer than200079% of homes61% of homes

About 128 Trout Ranch Ln

How much is 128 Trout Ranch Ln, Whitwell, TN worth?

The TopHap Estimate for 128 Trout Ranch Ln, Whitwell, TN is $452,365 as of Jul 14, 2026. The likely range is $393,619 to $511,111. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 128 Trout Ranch Ln, Whitwell, TN last sell?

128 Trout Ranch Ln, Whitwell, TN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 128 Trout Ranch Ln, Whitwell, TN?

128 Trout Ranch Ln, Whitwell, TN has 1.5 bathrooms, 1,760 square feet of living space and a 7.40-acre lot.

When was 128 Trout Ranch Ln, Whitwell, TN built?

128 Trout Ranch Ln, Whitwell, TN was built in 2000, making it 26 years old. The building has 2 stories.

What schools serve 128 Trout Ranch Ln, Whitwell, TN?

128 Trout Ranch Ln, Whitwell, TN is assigned to Sequatchie County High School (high), rated C+; Sequatchie County Middle School (middle), rated C; Griffith Elementary School (elementary), rated C+. All sit in Sequatchie County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 128 Trout Ranch Ln, Whitwell, TN compare to other homes in Whitwell 37397?

Among the 4,506 homes in Whitwell 37397, it is worth more than 91% of them ($452,365 against a typical $210,835), its price per square foot is higher than 91% of them ($257 against a typical $155), it is bigger than 76% of them (1,760 ft² against a typical 1,316 ft²), its lot is bigger than 85% of them (7.4 ac against a typical 1.3 ac) and it is newer than 79% of them (2000 against a typical 1987). Measured against all of Sequatchie County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 128 Trout Ranch Ln, Whitwell, TN?

The 2025 property tax bill for 128 Trout Ranch Ln, Whitwell, TN was $1,278. The county assessed it at $69,575.

Closest homes

More homes in Whitwell 37397

Assigned schools

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