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Single Family ResidenceResidential
$583,785
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $569,900 on Aug 12, 2025

1281 RACHEL LN

MOLALLA, OR 97038
0
Baths

Valuation

$584K
$556K low$612K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$569,900 · Aug 12, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,140
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,912
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$502,645
NATIONS DIRECT MORTGAGE LLC · recorded Aug 12, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,794 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,640 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,377

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLACKAMAS
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Molalla River Middle SchoolB+
Middle · Grades 6–8 · 0.8 mi
H
Molalla High SchoolB-
High · Grades 9–12 · 0.8 mi
E
Mulino Elementary SchoolB-
Elementary · Grades KG–5 · 4.1 mi

District: Molalla River School District 35

Neighborhood · ZIP 97038These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.151

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,755
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.90 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,095
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,596
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.74 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1281 Rachel Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Molalla

What homes are worth in Molalla 97038

Each bar is how many homes fall in that price range. The marker is this home.

This home
$268K$1.3M

This home is worth more than 68% of homes in Molalla 97038.

How it measures up in Molalla 97038

The dot is this home. The mark in the middle is the typical home in Molalla 97038.

Estimated value$583,785
CheaperTypical $499,621Pricier

Pricier than 68% of homes nearby

How 1281 Rachel Ln ranks against every home in each area.
MeasureThis homeMolallaMolalla 97038Clackamas County
Estimated valuepricier than$583,78576% of homes68% of homes44% of homes

About 1281 Rachel Ln

How much is 1281 Rachel Ln, Molalla, OR worth?

The TopHap Estimate for 1281 Rachel Ln, Molalla, OR is $583,785 as of Jul 14, 2026. The likely range is $555,914 to $611,656. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1281 Rachel Ln, Molalla, OR last sell?

1281 Rachel Ln, Molalla, OR last sold on Aug 12, 2025 for $569,900, according to the county's recorded deed.

What schools serve 1281 Rachel Ln, Molalla, OR?

1281 Rachel Ln, Molalla, OR is assigned to Molalla River Middle School (middle), rated B+; Molalla High School (high), rated B-; Mulino Elementary School (elementary), rated B-. All sit in Molalla River School District 35. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 1281 Rachel Ln, Molalla, OR?

The 2025 property tax bill for 1281 Rachel Ln, Molalla, OR was $1,794. The county assessed it at $93,640.

Closest homes

More homes in Molalla 97038

Assigned schools

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See this home in context

Open 1281 Rachel Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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