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Single Family ResidenceResidential
$107,188$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $30,000 on Feb 13, 2024

1281 RIVER RD

CARMAN, IL 61425
3
Beds
0
Baths
1,308 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$107K
$97K low$118K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Feb 13, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,188
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,750

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$921 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,933 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,424
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,509
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,039
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,799

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.0.64
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Central Elementary SchoolC
Elementary · Grades KG–5 · 9.8 mi
H
West Central High SchoolD
High · Grades 9–12 · 9.8 mi
M
West Central Middle SchoolC
Middle · Grades 6–8 · 10.6 mi

District: West Central Community Unit School District 235

Neighborhood · ZIP 61425These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,727
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,648
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1281 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 67% of homes in Carman 61425
  • Has a smaller lot than 70% of homes in Carman 61425
  • Newer than 70% of homes in Henderson County

What homes are worth in Carman 61425

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$241K

This home is worth more than 44% of homes in Carman 61425.

How it measures up in Carman 61425

The dot is this home. The mark in the middle is the typical home in Carman 61425.

Estimated value$107,188
CheaperTypical $116,734Pricier

Pricier than 44% of homes nearby

Price per ft²$82
CheaperTypical $89Pricier

Pricier than 33% of homes nearby

Living area1,308 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.64 ac
SmallerTypical 1.55 acBigger

Bigger than 30% of homes nearby

Year built1978
OlderTypical 1977Newer

Newer than 53% of homes nearby

How 1281 River Rd ranks against every home in each area.
MeasureThis homeCarman 61425Henderson County
Estimated valuepricier than$107,18844% of homes50% of homes
Price per ft²pricier than$8233% of homes55% of homes
Living areabigger than1,308 ft²45% of homes46% of homes
Lot sizebigger than0.64 ac30% of homes52% of homes
Year builtnewer than197853% of homes70% of homes

About 1281 River Rd

How much is 1281 River Rd, Carman, IL worth?

The TopHap Estimate for 1281 River Rd, Carman, IL is $107,188 as of Jul 14, 2026. The likely range is $96,598 to $117,778. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1281 River Rd, Carman, IL last sell?

1281 River Rd, Carman, IL last sold on Feb 13, 2024 for $30,000, according to the county's recorded deed.

How big is 1281 River Rd, Carman, IL?

1281 River Rd, Carman, IL has 3 bedrooms, 1,308 square feet of living space and a 0.64-acre lot.

When was 1281 River Rd, Carman, IL built?

1281 River Rd, Carman, IL was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 1281 River Rd, Carman, IL?

1281 River Rd, Carman, IL is assigned to West Central Elementary School (elementary), rated C; West Central High School (high), rated D; West Central Middle School (middle), rated C. All sit in West Central Community Unit School District 235. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1281 River Rd, Carman, IL compare to other homes in Carman 61425?

Among the 248 homes in Carman 61425, it is worth more than 44% of them ($107,188 against a typical $116,734), its price per square foot is higher than 33% of them ($82 against a typical $89), it is bigger than 45% of them (1,308 ft² against a typical 1,344 ft²), its lot is bigger than 30% of them (0.64 ac against a typical 1.55 ac) and it is newer than 53% of them (1978 against a typical 1977). Measured against all of Henderson County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1281 River Rd, Carman, IL?

The 2025 property tax bill for 1281 River Rd, Carman, IL was $921. The county assessed it at $18,933.

Closest homes

More homes in Carman 61425

Assigned schools

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