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Single Family ResidenceResidential
$586,037$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12811 SPIEGEL ST

RICHMOND, TX 77407
4
Beds
3
Baths
3,022 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$586K
$555K low$617K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$235,876
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$188,701
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,161
EAGLE HOME MORTGAGE LLC · recorded Nov 30, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,450 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,849 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,203
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$461,646
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$527,849
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$527,849

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFort Bend
Lot (acres)The size of the land the home sits on, from county records.0.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Malala Yousafzai Elementary SchoolA+
Elementary · Grades PK–5 · 1.1 mi
M
Garcia Middle SchoolA
Middle · Grades 6–8 · 1.1 mi
H
Austin High SchoolB+
High · Grades 9–12 · 1.5 mi

District: Fort Bend Independent School District

Neighborhood · ZIP 77407These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.87,082
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,484 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,420
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,988
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12811 Spiegel St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Richmond 77407
  • Costs more per square foot than 86% of homes in Richmond 77407
  • Bigger than 72% of homes in Richmond 77407
  • Newer than 91% of homes in Richmond 77407

What homes are worth in Richmond 77407

Each bar is how many homes fall in that price range. The marker is this home.

This home
$266K$926K

This home is worth more than 86% of homes in Richmond 77407.

How it measures up in Richmond 77407

The dot is this home. The mark in the middle is the typical home in Richmond 77407.

Estimated value$586,037
CheaperTypical $384,654Pricier

Pricier than 86% of homes nearby

Price per ft²$194
CheaperTypical $164Pricier

Pricier than 86% of homes nearby

Living area3,022 ft²
SmallerTypical 2,512 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.16 ac
SmallerTypical 0.16 acBigger

Bigger than 51% of homes nearby

Year built2020
OlderTypical 2013Newer

Newer than 91% of homes nearby

How 12811 Spiegel St ranks against every home in each area.
MeasureThis homeRichmond 77407Fort Bend County
Estimated valuepricier than$586,03786% of homes80% of homes
Price per ft²pricier than$19486% of homes81% of homes
Living areabigger than3,022 ft²72% of homes70% of homes
Lot sizebigger than0.16 ac51% of homes36% of homes
Year builtnewer than202091% of homes89% of homes

About 12811 Spiegel St

How much is 12811 Spiegel St, Richmond, TX worth?

The TopHap Estimate for 12811 Spiegel St, Richmond, TX is $586,037 as of Jul 14, 2026. The likely range is $555,372 to $616,702. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12811 Spiegel St, Richmond, TX last sell?

12811 Spiegel St, Richmond, TX last sold on Nov 30, 2020, according to the county's recorded deed.

How big is 12811 Spiegel St, Richmond, TX?

12811 Spiegel St, Richmond, TX has 4 bedrooms, 3 bathrooms, 3,022 square feet of living space and a 0.16-acre lot.

When was 12811 Spiegel St, Richmond, TX built?

12811 Spiegel St, Richmond, TX was built in 2020, making it 6 years old.

What schools serve 12811 Spiegel St, Richmond, TX?

12811 Spiegel St, Richmond, TX is assigned to Malala Yousafzai Elementary School (elementary), rated A+; Garcia Middle School (middle), rated A; Austin High School (high), rated B+. All sit in Fort Bend Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12811 Spiegel St, Richmond, TX compare to other homes in Richmond 77407?

Among the 23,847 homes in Richmond 77407, it is worth more than 86% of them ($586,037 against a typical $384,654), its price per square foot is higher than 86% of them ($194 against a typical $164), it is bigger than 72% of them (3,022 ft² against a typical 2,512 ft²), its lot is bigger than 51% of them (0.16 ac against a typical 0.16 ac) and it is newer than 91% of them (2020 against a typical 2013). Measured against all of Fort Bend County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12811 Spiegel St, Richmond, TX?

The 2025 property tax bill for 12811 Spiegel St, Richmond, TX was $11,450. The county assessed it at $527,849.

Closest homes

More homes in Richmond 77407

Assigned schools

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