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Rural ResidenceResidential
$532,600$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12820 RICKARD RD

JESUP, IA 50648
5
Beds
3 / 2
Baths
2,190 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
33.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$533K
$441K low$625K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$153,600
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$122,880
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
UNION PLANTERS BANK NA · recorded Mar 11, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$169,000
CITIZENS STATE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,650 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$364,020 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$339,420
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$352,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,020

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.135 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.33.01
ConstructionThe main material the home's frame and walls are built from.Steel Frame
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 656 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Jesup Middle SchoolA
Middle · Grades 5–8 · 5.9 mi
E
Jesup Elementary SchoolC-
Elementary · Grades PK–4 · 5.9 mi
H
Jesup High SchoolA-
High · Grades 9–12 · 5.9 mi

District: Jesup Community School District

Neighborhood · ZIP 50648These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,693
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,388
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,209
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12820 Rickard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Black Hawk County
  • Costs more per square foot than 87% of homes in Black Hawk County
  • Bigger than 92% of homes in Black Hawk County
  • Among the largest lots in Black Hawk County
  • Newer than 83% of homes in Black Hawk County

What homes are worth in Jesup 50648

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$640K

This home is worth more than 94% of homes in Jesup 50648.

How it measures up in Jesup 50648

The dot is this home. The mark in the middle is the typical home in Jesup 50648.

Estimated value$532,600
CheaperTypical $273,495Pricier

Pricier than 94% of homes nearby

Price per ft²$243
CheaperTypical $192Pricier

Pricier than 76% of homes nearby

Living area2,190 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 89% of homes nearby

Lot size33.01 ac
SmallerTypical 0.38 acBigger

Bigger than 95% of homes nearby

Year built1998
OlderTypical 1972Newer

Newer than 76% of homes nearby

How 12820 Rickard Rd ranks against every home in each area.
MeasureThis homeJesup 50648Black Hawk County
Estimated valuepricier than$532,60094% of homes97% of homes
Price per ft²pricier than$24376% of homes87% of homes
Living areabigger than2,190 ft²89% of homes92% of homes
Lot sizebigger than33.01 ac95% of homesalmost all homes
Year builtnewer than199876% of homes83% of homes

About 12820 Rickard Rd

How much is 12820 Rickard Rd, Jesup, IA worth?

The TopHap Estimate for 12820 Rickard Rd, Jesup, IA is $532,600 as of Jul 14, 2026. The likely range is $440,671 to $624,529. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12820 Rickard Rd, Jesup, IA last sell?

12820 Rickard Rd, Jesup, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12820 Rickard Rd, Jesup, IA?

12820 Rickard Rd, Jesup, IA has 5 bedrooms, 3 bathrooms, 2,190 square feet of living space and a 33.01-acre lot.

When was 12820 Rickard Rd, Jesup, IA built?

12820 Rickard Rd, Jesup, IA was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 12820 Rickard Rd, Jesup, IA?

12820 Rickard Rd, Jesup, IA is assigned to Jesup Middle School (middle), rated A; Jesup Elementary School (elementary), rated C-; Jesup High School (high), rated A-. All sit in Jesup Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12820 Rickard Rd, Jesup, IA compare to other homes in Jesup 50648?

Among the 1,607 homes in Jesup 50648, it is worth more than 94% of them ($532,600 against a typical $273,495), its price per square foot is higher than 76% of them ($243 against a typical $192), it is bigger than 89% of them (2,190 ft² against a typical 1,476 ft²), its lot is bigger than 95% of them (33.01 ac against a typical 0.38 ac) and it is newer than 76% of them (1998 against a typical 1972). Measured against all of Black Hawk County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12820 Rickard Rd, Jesup, IA?

The 2025 property tax bill for 12820 Rickard Rd, Jesup, IA was $4,650. The county assessed it at $364,020.

Closest homes

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Assigned schools

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