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Single Family ResidenceResidential
$87,295
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12821 GARDEN ST

BIRCH RUN, MI 48415
0
Baths
1.09 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$87K
$57K low$118K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$314 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$31,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.1.09
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Birch Run High SchoolB-
High · Grades 9–12 · 3.5 mi
E
North Elementary SchoolB+
Elementary · Grades PK–4 · 3.5 mi
M
Marshall Greene Middle SchoolB-
Middle · Grades 5–8 · 3.8 mi

District: Birch Run Area School District

Neighborhood · ZIP 48415These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.9,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,879
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12821 Garden St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Birch Run 48415
  • Has a bigger lot than 78% of homes in Saginaw County
  • Newer than 82% of homes in Saginaw County

What homes are worth in Birch Run 48415

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$625K

This home is worth more than 2% of homes in Birch Run 48415.

How it measures up in Birch Run 48415

The dot is this home. The mark in the middle is the typical home in Birch Run 48415.

Estimated value$87,295
CheaperTypical $243,205Pricier

Pricier than 2% of homes nearby

Lot size1.09 ac
SmallerTypical 1.58 acBigger

Bigger than 38% of homes nearby

Year built1988
OlderTypical 1971Newer

Newer than 74% of homes nearby

How 12821 Garden St ranks against every home in each area.
MeasureThis homeBirch Run 48415Saginaw County
Estimated valuepricier than$87,2952% of homes24% of homes
Lot sizebigger than1.09 ac38% of homes78% of homes
Year builtnewer than198874% of homes82% of homes

About 12821 Garden St

How much is 12821 Garden St, Birch Run, MI worth?

The TopHap Estimate for 12821 Garden St, Birch Run, MI is $87,295 as of Aug 30, 2026. The likely range is $56,908 to $117,682. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12821 Garden St, Birch Run, MI last sell?

12821 Garden St, Birch Run, MI last sold on Jan 1, 1900, according to the county's recorded deed.

When was 12821 Garden St, Birch Run, MI built?

12821 Garden St, Birch Run, MI was built in 1988, making it 38 years old.

What schools serve 12821 Garden St, Birch Run, MI?

12821 Garden St, Birch Run, MI is assigned to Birch Run High School (high), rated B-; North Elementary School (elementary), rated B+; Marshall Greene Middle School (middle), rated B-. All sit in Birch Run Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12821 Garden St, Birch Run, MI compare to other homes in Birch Run 48415?

Among the 3,510 homes in Birch Run 48415, it is worth more than 2% of them ($87,295 against a typical $243,205), its lot is bigger than 38% of them (1.09 ac against a typical 1.58 ac) and it is newer than 74% of them (1988 against a typical 1971). Measured against all of Saginaw County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12821 Garden St, Birch Run, MI?

The 2025 property tax bill for 12821 Garden St, Birch Run, MI was $314. The county assessed it at $15,800.

More homes on Garden St

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