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Single Family ResidenceResidential
$207,512$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $211,202 on Dec 26, 2024

12822 RATCLIFF LK

SAINT HEDWIG, TX 78152
4
Beds
2.5
Baths
1,802 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,884 ft²
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$208K
$188K low$227K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$211,202 · Dec 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,534 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$198,499 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,610
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,889
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,499

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
100
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBEXAR
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tradition Elementary SchoolD
Elementary · Grades PK–5 · 2.6 mi
H
East Central High SchoolD-
High · Grades 9–12 · 8.6 mi
M
Heritage Middle SchoolD
Middle · Grades 6–8 · 9.8 mi

District: East Central Independent School District

Neighborhood · ZIP 78152These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,351
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,733
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,310
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12822 Ratcliff Lk measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Saint Hedwig 78152
  • Among the lowest price per square foot in Saint Hedwig 78152
  • Has a smaller lot than 97% of homes in Bexar County
  • Among the newest homes in Bexar County

What homes are worth in Saint Hedwig 78152

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$758K

This home is worth more than 8% of homes in Saint Hedwig 78152.

How it measures up in Saint Hedwig 78152

The dot is this home. The mark in the middle is the typical home in Saint Hedwig 78152.

Estimated value$207,512
CheaperTypical $282,256Pricier

Pricier than 8% of homes nearby

Price per ft²$115
CheaperTypical $158Pricier

Cheaper than almost all homes nearby

Living area1,802 ft²
SmallerTypical 1,749 ft²Bigger

Bigger than 52% of homes nearby

Lot size3,884 ft²
SmallerTypical 0.13 acBigger

Bigger than 4% of homes nearby

Year built2024
OlderTypical 2020Newer

Newer than 97% of homes nearby

How 12822 Ratcliff Lk ranks against every home in each area.
MeasureThis homeSaint Hedwig 78152Bexar County
Estimated valuepricier than$207,5128% of homes31% of homes
Price per ft²pricier than$115almost no homes12% of homes
Living areabigger than1,802 ft²52% of homes54% of homes
Lot sizebigger than3,884 ft²4% of homes3% of homes
Year builtnewer than202497% of homesalmost all homes

About 12822 Ratcliff Lk

How much is 12822 Ratcliff Lk, Saint Hedwig, TX worth?

The TopHap Estimate for 12822 Ratcliff Lk, Saint Hedwig, TX is $207,512 as of Sep 24, 2026. The likely range is $187,786 to $227,238. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12822 Ratcliff Lk, Saint Hedwig, TX last sell?

12822 Ratcliff Lk, Saint Hedwig, TX last sold on Dec 26, 2024 for $211,202, according to the county's recorded deed.

How big is 12822 Ratcliff Lk, Saint Hedwig, TX?

12822 Ratcliff Lk, Saint Hedwig, TX has 4 bedrooms, 2.5 bathrooms, 1,802 square feet of living space and a 0.09-acre lot.

When was 12822 Ratcliff Lk, Saint Hedwig, TX built?

12822 Ratcliff Lk, Saint Hedwig, TX was built in 2024, making it 2 years old. The building has 2 stories.

What schools serve 12822 Ratcliff Lk, Saint Hedwig, TX?

12822 Ratcliff Lk, Saint Hedwig, TX is assigned to Tradition Elementary School (elementary), rated D; East Central High School (high), rated D-; Heritage Middle School (middle), rated D. All sit in East Central Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12822 Ratcliff Lk, Saint Hedwig, TX compare to other homes in Saint Hedwig 78152?

Among the 3,466 homes in Saint Hedwig 78152, it is worth more than 8% of them ($207,512 against a typical $282,256), its price per square foot is higher than almost none of them ($115 against a typical $158), it is bigger than 52% of them (1,802 ft² against a typical 1,749 ft²), its lot is bigger than 4% of them (3,884 ft² against a typical 0.13 ac) and it is newer than 97% of them (2024 against a typical 2020). Measured against all of Bexar County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12822 Ratcliff Lk, Saint Hedwig, TX?

The 2025 property tax bill for 12822 Ratcliff Lk, Saint Hedwig, TX was $3,534. The county assessed it at $198,499.

More homes on Ratcliff Lk

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