Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$315,675$221 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $385,000 on Jul 29, 2021

12831 RANCH RD NW

ELK RIVER, MN 55330
3
Beds
3 / 1
Baths
1,429 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
4
StoriesHow many floors the home has above ground.

Valuation

$316K
$292K low$339K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Jul 29, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$84,675
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$67,740
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$231,000
PROSPERITY HOME MORTGAGE · recorded Jul 29, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,942 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$520,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$222,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$297,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$516,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$520,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySHERBURNE
Lot (acres)The size of the land the home sits on, from county records.11.87
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Wet barDeck · 168 ft²Porch · 237 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Meadowvale Elementary SchoolA-
Elementary · Grades KG–5 · 2.3 mi
M
VandenBerge Middle SchoolB
Middle · Grades 6–8 · 3.0 mi
H
Elk River High SchoolA
High · Grades 9–12 · 3.2 mi

District: Elk River Area Isd 728

Neighborhood · ZIP 55330These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,987
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.465 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,701
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,035
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12831 Ranch Rd Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Sherburne County
  • Costs more per square foot than 65% of homes in Elk River 55330
  • Bigger than 74% of homes in Sherburne County
  • Has a bigger lot than 98% of homes in Elk River 55330
  • Older than 82% of homes in Elk River 55330

What homes are worth in Elk River 55330

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$611K

This home is worth more than 63% of homes in Elk River 55330.

How it measures up in Elk River 55330

The dot is this home. The mark in the middle is the typical home in Elk River 55330.

Estimated value$315,675
CheaperTypical $270,835Pricier

Pricier than 63% of homes nearby

Price per ft²$221
CheaperTypical $196Pricier

Pricier than 65% of homes nearby

Living area1,429 ft²
SmallerTypical 1,322 ft²Bigger

Bigger than 58% of homes nearby

Lot size11.87 ac
SmallerTypical 0.39 acBigger

Bigger than 98% of homes nearby

Year built1979
OlderTypical 2000Newer

Newer than 18% of homes nearby

How 12831 Ranch Rd Nw ranks against every home in each area.
MeasureThis homeElk River 55330Sherburne County
Estimated valuepricier than$315,67563% of homes71% of homes
Price per ft²pricier than$22165% of homes60% of homes
Living areabigger than1,429 ft²58% of homes74% of homes
Lot sizebigger than11.87 ac98% of homes97% of homes
Year builtnewer than197918% of homes20% of homes

About 12831 Ranch Rd Nw

How much is 12831 Ranch Rd Nw, Elk River, MN worth?

The TopHap Estimate for 12831 Ranch Rd Nw, Elk River, MN is $315,675 as of Jul 14, 2026. The likely range is $292,229 to $339,121. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12831 Ranch Rd Nw, Elk River, MN last sell?

12831 Ranch Rd Nw, Elk River, MN last sold on Jul 29, 2021 for $385,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 12831 Ranch Rd Nw, Elk River, MN?

12831 Ranch Rd Nw, Elk River, MN has 3 bedrooms, 3 bathrooms, 1,429 square feet of living space and a 11.87-acre lot.

When was 12831 Ranch Rd Nw, Elk River, MN built?

12831 Ranch Rd Nw, Elk River, MN was built in 1979, making it 47 years old. It is a split level home. The building has 4 stories.

What schools serve 12831 Ranch Rd Nw, Elk River, MN?

12831 Ranch Rd Nw, Elk River, MN is assigned to Meadowvale Elementary School (elementary), rated A-; VandenBerge Middle School (middle), rated B; Elk River High School (high), rated A. All sit in Elk River Area Isd 728. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12831 Ranch Rd Nw, Elk River, MN compare to other homes in Elk River 55330?

Among the 16,054 homes in Elk River 55330, it is worth more than 63% of them ($315,675 against a typical $270,835), its price per square foot is higher than 65% of them ($221 against a typical $196), it is bigger than 58% of them (1,429 ft² against a typical 1,322 ft²), its lot is bigger than 98% of them (11.87 ac against a typical 0.39 ac) and it is newer than 18% of them (1979 against a typical 2000). Measured against all of Sherburne County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12831 Ranch Rd Nw, Elk River, MN?

The 2025 property tax bill for 12831 Ranch Rd Nw, Elk River, MN was $6,942. The county assessed it at $520,000.

More homes on Ranch Rd Nw

Closest homes

More homes in Elk River 55330

Assigned schools

Explore the area

See this home in context

Open 12831 Ranch Rd Nw on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map