Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$120,810$96 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $70,540 on Aug 1, 2005

1286 ROCK CREEK RD

BESSEMER, AL 35023
3
Beds
1.5
Baths
1,256 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$121K
$104K low$137K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$70,540 · Aug 1, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,155
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,524
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$72,655
MORTGAGEBANC · recorded Aug 1, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$529 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$122,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJEFFERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Restrictions
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 148 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Concord Elementary SchoolB
Elementary · Grades PK–5 · 2.3 mi
H
Hueytown High SchoolD
High · Grades 9–12 · 3.0 mi
M
Hueytown Middle SchoolC-
Middle · Grades 6–8 · 3.5 mi

District: Jefferson County School District

Neighborhood · ZIP 35023These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.25,943
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.270 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,395
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,959
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1286 Rock Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Bessemer 35023
  • Costs less per square foot than 73% of homes in Bessemer 35023
  • Smaller than 68% of homes in Jefferson County
  • Has a bigger lot than 88% of homes in Jefferson County

What homes are worth in Bessemer 35023

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$418K

This home is worth more than 25% of homes in Bessemer 35023.

How it measures up in Bessemer 35023

The dot is this home. The mark in the middle is the typical home in Bessemer 35023.

Estimated value$120,810
CheaperTypical $158,553Pricier

Pricier than 25% of homes nearby

Price per ft²$96
CheaperTypical $117Pricier

Pricier than 27% of homes nearby

Living area1,256 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 40% of homes nearby

Lot size1 ac
SmallerTypical 0.43 acBigger

Bigger than 82% of homes nearby

Year built1961
OlderTypical 1967Newer

Newer than 41% of homes nearby

How 1286 Rock Creek Rd ranks against every home in each area.
MeasureThis homeBessemer 35023Jefferson County
Estimated valuepricier than$120,81025% of homes32% of homes
Price per ft²pricier than$9627% of homes34% of homes
Living areabigger than1,256 ft²40% of homes32% of homes
Lot sizebigger than1 ac82% of homes88% of homes
Year builtnewer than196141% of homes42% of homes

About 1286 Rock Creek Rd

How much is 1286 Rock Creek Rd, Bessemer, AL worth?

The TopHap Estimate for 1286 Rock Creek Rd, Bessemer, AL is $120,810 as of Jul 14, 2026. The likely range is $104,439 to $137,181. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1286 Rock Creek Rd, Bessemer, AL last sell?

1286 Rock Creek Rd, Bessemer, AL last sold on Aug 1, 2005 for $70,540, according to the county's recorded deed.

How big is 1286 Rock Creek Rd, Bessemer, AL?

1286 Rock Creek Rd, Bessemer, AL has 3 bedrooms, 1.5 bathrooms, 1,256 square feet of living space and a 1.00-acre lot.

When was 1286 Rock Creek Rd, Bessemer, AL built?

1286 Rock Creek Rd, Bessemer, AL was built in 1961, making it 65 years old. The building has 1 story.

What schools serve 1286 Rock Creek Rd, Bessemer, AL?

1286 Rock Creek Rd, Bessemer, AL is assigned to Concord Elementary School (elementary), rated B; Hueytown High School (high), rated D; Hueytown Middle School (middle), rated C-. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1286 Rock Creek Rd, Bessemer, AL compare to other homes in Bessemer 35023?

Among the 9,504 homes in Bessemer 35023, it is worth more than 25% of them ($120,810 against a typical $158,553), its price per square foot is higher than 27% of them ($96 against a typical $117), it is bigger than 40% of them (1,256 ft² against a typical 1,368 ft²), its lot is bigger than 82% of them (1 ac against a typical 0.43 ac) and it is newer than 41% of them (1961 against a typical 1967). Measured against all of Jefferson County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1286 Rock Creek Rd, Bessemer, AL?

The 2024 property tax bill for 1286 Rock Creek Rd, Bessemer, AL was $529. The county assessed it at $12,300.

Closest homes

More homes in Bessemer 35023

Assigned schools

Explore the area

See this home in context

Open 1286 Rock Creek Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map