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Single Family ResidenceResidential
$300,570$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $9,000 on Mar 24, 1994

1286 STATE ROUTE 443

BERNE, NY 12023
2
Beds
2 / 1
Baths
1,650 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$301K
$265K low$336K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$9,000 · Mar 24, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,011 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$124,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$248,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.2.41
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 932 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Schoharie High SchoolC+
Middle · Grades 6–12 · 5.4 mi
E
Schoharie Elementary SchoolD
Elementary · Grades PK–5 · 5.4 mi

District: Schoharie Central School District

Neighborhood · ZIP 12023These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,470
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,769
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,933
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1286 State Route 443 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Schoharie County
  • Newer than 83% of homes in Berne 12023

What homes are worth in Berne 12023

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$649K

This home is worth more than 50% of homes in Berne 12023.

How it measures up in Berne 12023

The dot is this home. The mark in the middle is the typical home in Berne 12023.

Estimated value$300,570
CheaperTypical $300,000Pricier

Pricier than 50% of homes nearby

Price per ft²$182
CheaperTypical $189Pricier

Pricier than 45% of homes nearby

Living area1,650 ft²
SmallerTypical 1,575 ft²Bigger

Bigger than 54% of homes nearby

Lot size2.41 ac
SmallerTypical 5 acBigger

Bigger than 36% of homes nearby

Year built1994
OlderTypical 1965Newer

Newer than 83% of homes nearby

How 1286 State Route 443 ranks against every home in each area.
MeasureThis homeBerne 12023Schoharie County
Estimated valuepricier than$300,57050% of homes66% of homes
Price per ft²pricier than$18245% of homes60% of homes
Living areabigger than1,650 ft²54% of homes59% of homes
Lot sizebigger than2.41 ac36% of homes44% of homes
Year builtnewer than199483% of homes82% of homes

About 1286 State Route 443

How much is 1286 State Route 443, Berne, NY worth?

The TopHap Estimate for 1286 State Route 443, Berne, NY is $300,570 as of Sep 24, 2026. The likely range is $265,450 to $335,690. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1286 State Route 443, Berne, NY last sell?

1286 State Route 443, Berne, NY last sold on Mar 24, 1994 for $9,000, according to the county's recorded deed.

How big is 1286 State Route 443, Berne, NY?

1286 State Route 443, Berne, NY has 2 bedrooms, 2 bathrooms, 1,650 square feet of living space and a 2.41-acre lot.

When was 1286 State Route 443, Berne, NY built?

1286 State Route 443, Berne, NY was built in 1994, making it 32 years old. It is a cape cod home. The building has 1 story.

What schools serve 1286 State Route 443, Berne, NY?

1286 State Route 443, Berne, NY is assigned to Schoharie High School (middle), rated C+; Schoharie Elementary School (elementary), rated D. All sit in Schoharie Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1286 State Route 443, Berne, NY compare to other homes in Berne 12023?

Among the 991 homes in Berne 12023, it is worth more than 50% of them ($300,570 against a typical $300,000), its price per square foot is higher than 45% of them ($182 against a typical $189), it is bigger than 54% of them (1,650 ft² against a typical 1,575 ft²), its lot is bigger than 36% of them (2.41 ac against a typical 5 ac) and it is newer than 83% of them (1994 against a typical 1965). Measured against all of Schoharie County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1286 State Route 443, Berne, NY?

The 2026 property tax bill for 1286 State Route 443, Berne, NY was $6,011. The county assessed it at $124,000.

More homes on State Route 443

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More homes in Berne 12023

Assigned schools

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