Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$432,064$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

12865 89TH ST

FELLSMERE, FL 32948
3
Baths
1,752 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$432K
$401K low$463K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,331 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$135,311 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,811
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$135,311
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$135,311

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyIndian River
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 1,728 ft²Porch · 264 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Sebastian River Middle SchoolB-
Middle · Grades 6–8 · 4.7 mi
H
Sebastian River High SchoolB-
High · Grades 9–12 · 4.8 mi
E
Treasure Coast Elementary SchoolA-
Elementary · Grades PK–5 · 5.2 mi

District: Indian River County School District

Neighborhood · ZIP 32948These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.32
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,879
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,423
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,600
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12865 89th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 66% of homes in Indian River County
  • Bigger than 71% of homes in Fellsmere 32948
  • Has a bigger lot than 85% of homes in Indian River County

What homes are worth in Fellsmere 32948

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$964K

This home is worth more than 62% of homes in Fellsmere 32948.

How it measures up in Fellsmere 32948

The dot is this home. The mark in the middle is the typical home in Fellsmere 32948.

Estimated value$432,064
CheaperTypical $314,534Pricier

Pricier than 62% of homes nearby

Price per ft²$247
CheaperTypical $217Pricier

Pricier than 61% of homes nearby

Living area1,752 ft²
SmallerTypical 1,346 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.5 ac
SmallerTypical 0.35 acBigger

Bigger than 60% of homes nearby

Year built1990
OlderTypical 1995Newer

Newer than 43% of homes nearby

How 12865 89th St ranks against every home in each area.
MeasureThis homeFellsmere 32948Indian River County
Estimated valuepricier than$432,06462% of homes62% of homes
Price per ft²pricier than$24761% of homes66% of homes
Living areabigger than1,752 ft²71% of homes55% of homes
Lot sizebigger than0.5 ac60% of homes85% of homes
Year builtnewer than199043% of homes47% of homes

About 12865 89th St

How much is 12865 89th St, Fellsmere, FL worth?

The TopHap Estimate for 12865 89th St, Fellsmere, FL is $432,064 as of Sep 24, 2026. The likely range is $400,701 to $463,427. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 12865 89th St, Fellsmere, FL?

12865 89th St, Fellsmere, FL has 3 bathrooms, 1,752 square feet of living space and a 0.50-acre lot.

When was 12865 89th St, Fellsmere, FL built?

12865 89th St, Fellsmere, FL was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 12865 89th St, Fellsmere, FL?

12865 89th St, Fellsmere, FL is assigned to Sebastian River Middle School (middle), rated B-; Sebastian River High School (high), rated B-; Treasure Coast Elementary School (elementary), rated A-. All sit in Indian River County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12865 89th St, Fellsmere, FL compare to other homes in Fellsmere 32948?

Among the 1,848 homes in Fellsmere 32948, it is worth more than 62% of them ($432,064 against a typical $314,534), its price per square foot is higher than 61% of them ($247 against a typical $217), it is bigger than 71% of them (1,752 ft² against a typical 1,346 ft²), its lot is bigger than 60% of them (0.5 ac against a typical 0.35 ac) and it is newer than 43% of them (1990 against a typical 1995). Measured against all of Indian River County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12865 89th St, Fellsmere, FL?

The 2025 property tax bill for 12865 89th St, Fellsmere, FL was $2,331. The county assessed it at $135,311.

More homes on 89th St

Closest homes

More homes in Fellsmere 32948

Assigned schools

Explore the area

See this home in context

Open 12865 89th St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map