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Single Family ResidenceResidential
$337,928$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $24,900 on Aug 1, 1990

12891 N RIVER GARDEN DR

DUNNELLON, FL 34433
3
Beds
2
Baths
1,475 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$338K
$306K low$369K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$24,900 · Aug 1, 1990

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,221 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,401 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$63,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$219,651
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,587
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,401

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCitrus
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Fiberglass
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²Patio · 402 ft²Porch · 48 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Citrus Springs Elementary SchoolC-
Elementary · Grades PK–5 · 4.9 mi
H
Crystal River High SchoolD+
High · Grades 9–12 · 11.6 mi
M
Crystal River Middle SchoolC-
Middle · Grades 6–8 · 12.1 mi

District: Citrus County School District

Neighborhood · ZIP 34433These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,830
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.284 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,714
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,089
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12891 N River Garden Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Dunnellon 34433
  • Costs more per square foot than 87% of homes in Citrus County

What homes are worth in Dunnellon 34433

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$674K

This home is worth more than 73% of homes in Dunnellon 34433.

How it measures up in Dunnellon 34433

The dot is this home. The mark in the middle is the typical home in Dunnellon 34433.

Estimated value$337,928
CheaperTypical $273,108Pricier

Pricier than 73% of homes nearby

Price per ft²$229
CheaperTypical $171Pricier

Pricier than 83% of homes nearby

Living area1,475 ft²
SmallerTypical 1,555 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.44 ac
SmallerTypical 0.64 acBigger

Bigger than 41% of homes nearby

Year built1998
OlderTypical 2003Newer

Newer than 42% of homes nearby

How 12891 N River Garden Dr ranks against every home in each area.
MeasureThis homeDunnellon 34433Citrus County
Estimated valuepricier than$337,92873% of homes69% of homes
Price per ft²pricier than$22983% of homes87% of homes
Living areabigger than1,475 ft²42% of homes47% of homes
Lot sizebigger than0.44 ac41% of homes56% of homes
Year builtnewer than199842% of homes64% of homes

About 12891 N River Garden Dr

How much is 12891 N River Garden Dr, Dunnellon, FL worth?

The TopHap Estimate for 12891 N River Garden Dr, Dunnellon, FL is $337,928 as of Sep 24, 2026. The likely range is $306,409 to $369,447. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12891 N River Garden Dr, Dunnellon, FL last sell?

12891 N River Garden Dr, Dunnellon, FL last sold on Aug 1, 1990 for $24,900, according to the county's recorded deed.

How big is 12891 N River Garden Dr, Dunnellon, FL?

12891 N River Garden Dr, Dunnellon, FL has 3 bedrooms, 2 bathrooms, 1,475 square feet of living space and a 0.44-acre lot.

When was 12891 N River Garden Dr, Dunnellon, FL built?

12891 N River Garden Dr, Dunnellon, FL was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 12891 N River Garden Dr, Dunnellon, FL?

12891 N River Garden Dr, Dunnellon, FL is assigned to Citrus Springs Elementary School (elementary), rated C-; Crystal River High School (high), rated D+; Crystal River Middle School (middle), rated C-. All sit in Citrus County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12891 N River Garden Dr, Dunnellon, FL compare to other homes in Dunnellon 34433?

Among the 4,495 homes in Dunnellon 34433, it is worth more than 73% of them ($337,928 against a typical $273,108), its price per square foot is higher than 83% of them ($229 against a typical $171), it is bigger than 42% of them (1,475 ft² against a typical 1,555 ft²), its lot is bigger than 41% of them (0.44 ac against a typical 0.64 ac) and it is newer than 42% of them (1998 against a typical 2003). Measured against all of Citrus County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12891 N River Garden Dr, Dunnellon, FL?

The 2025 property tax bill for 12891 N River Garden Dr, Dunnellon, FL was $1,221. The county assessed it at $283,401.

More homes on N River Garden Dr

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