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Single Family ResidenceResidential
$864,123$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $140,000 on Aug 5, 1999

129 KELLEY SMITH RANCH RD

PALATKA, FL 32177
0
Baths
3,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.

Valuation

$864K
$718K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Aug 5, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,879 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$369,940 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$359,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$863,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.65
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.94%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPutnam
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.1.21
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 680 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
James A. Long Elementary SchoolC-
Elementary · Grades PK–6 · 6.6 mi
M
Palatka Jr/Sr High SchoolD-
Middle · Grades 7–12 · 8.3 mi

District: Putnam County School District

Neighborhood · ZIP 32177These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.29,613
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.106 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,716
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,629
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

129 Kelley Smith Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Palatka 32177
  • Costs more per square foot than 96% of homes in Palatka 32177
  • Bigger than 97% of homes in Palatka 32177
  • Has a bigger lot than 70% of homes in Palatka 32177
  • Newer than 66% of homes in Palatka 32177

What homes are worth in Palatka 32177

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$722K

This home is worth more than almost all homes in Palatka 32177.

How it measures up in Palatka 32177

The dot is this home. The mark in the middle is the typical home in Palatka 32177.

Estimated value$864,123
CheaperTypical $185,669Pricier

Pricier than almost all homes nearby

Price per ft²$268
CheaperTypical $122Pricier

Pricier than 96% of homes nearby

Living area3,224 ft²
SmallerTypical 1,448 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.21 ac
SmallerTypical 0.54 acBigger

Bigger than 70% of homes nearby

Year built1987
OlderTypical 1977Newer

Newer than 66% of homes nearby

How 129 Kelley Smith Ranch Rd ranks against every home in each area.
MeasureThis homePalatka 32177Putnam County
Estimated valuepricier than$864,123almost all homesalmost all homes
Price per ft²pricier than$26896% of homes93% of homes
Living areabigger than3,224 ft²97% of homes97% of homes
Lot sizebigger than1.21 ac70% of homes69% of homes
Year builtnewer than198766% of homes59% of homes

About 129 Kelley Smith Ranch Rd

How much is 129 Kelley Smith Ranch Rd, Palatka, FL worth?

The TopHap Estimate for 129 Kelley Smith Ranch Rd, Palatka, FL is $864,123 as of Sep 24, 2026. The likely range is $717,860 to $1,010,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 129 Kelley Smith Ranch Rd, Palatka, FL last sell?

129 Kelley Smith Ranch Rd, Palatka, FL last sold on Aug 5, 1999 for $140,000, according to the county's recorded deed.

How big is 129 Kelley Smith Ranch Rd, Palatka, FL?

129 Kelley Smith Ranch Rd, Palatka, FL has 3,224 square feet of living space and a 1.21-acre lot.

When was 129 Kelley Smith Ranch Rd, Palatka, FL built?

129 Kelley Smith Ranch Rd, Palatka, FL was built in 1987, making it 39 years old.

What schools serve 129 Kelley Smith Ranch Rd, Palatka, FL?

129 Kelley Smith Ranch Rd, Palatka, FL is assigned to James A. Long Elementary School (elementary), rated C-; Palatka Jr/Sr High School (middle), rated D-. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 129 Kelley Smith Ranch Rd, Palatka, FL compare to other homes in Palatka 32177?

Among the 10,392 homes in Palatka 32177, it is worth more than almost all of them ($864,123 against a typical $185,669), its price per square foot is higher than 96% of them ($268 against a typical $122), it is bigger than 97% of them (3,224 ft² against a typical 1,448 ft²), its lot is bigger than 70% of them (1.21 ac against a typical 0.54 ac) and it is newer than 66% of them (1987 against a typical 1977). Measured against all of Putnam County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 129 Kelley Smith Ranch Rd, Palatka, FL?

The 2025 property tax bill for 129 Kelley Smith Ranch Rd, Palatka, FL was $5,879. The county assessed it at $369,940.

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