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Single Family ResidenceResidential
$56,002$35 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12909 NEW ROW RD NW

MOUNT SAVAGE, MD 21545
1
Baths
1,588 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$56K
$45K low$67K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$557 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,067 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,433
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 444 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mount Savage Middle SchoolB-
Middle · Grades 6–8 · 0.2 mi
E
Mount Savage SchoolB
Elementary · Grades PK–5 · 0.2 mi
H
Mountain Ridge High SchoolB
High · Grades 9–12 · 3.8 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21545These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,087
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,240
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12909 New Row Rd Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Allegany County
  • Costs less per square foot than 95% of homes in Allegany County
  • Has a smaller lot than 88% of homes in Mount Savage 21545
  • Older than 72% of homes in Allegany County

What homes are worth in Mount Savage 21545

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$385K

This home is worth more than 12% of homes in Mount Savage 21545.

How it measures up in Mount Savage 21545

The dot is this home. The mark in the middle is the typical home in Mount Savage 21545.

Estimated value$56,002
CheaperTypical $115,246Pricier

Pricier than 12% of homes nearby

Price per ft²$35
CheaperTypical $82Pricier

Pricier than 7% of homes nearby

Living area1,588 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.15 ac
SmallerTypical 0.43 acBigger

Bigger than 12% of homes nearby

Year built1920
OlderTypical 1930Newer

Newer than 37% of homes nearby

How 12909 New Row Rd Nw ranks against every home in each area.
MeasureThis homeMount Savage 21545Allegany County
Estimated valuepricier than$56,00212% of homes7% of homes
Price per ft²pricier than$357% of homes5% of homes
Living areabigger than1,588 ft²60% of homes64% of homes
Lot sizebigger than0.15 ac12% of homes27% of homes
Year builtnewer than192037% of homes28% of homes

About 12909 New Row Rd Nw

How much is 12909 New Row Rd Nw, Mount Savage, MD worth?

The TopHap Estimate for 12909 New Row Rd Nw, Mount Savage, MD is $56,002 as of Aug 30, 2026. The likely range is $44,908 to $67,096. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12909 New Row Rd Nw, Mount Savage, MD last sell?

12909 New Row Rd Nw, Mount Savage, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12909 New Row Rd Nw, Mount Savage, MD?

12909 New Row Rd Nw, Mount Savage, MD has 1 bathrooms, 1,588 square feet of living space and a 0.15-acre lot.

When was 12909 New Row Rd Nw, Mount Savage, MD built?

12909 New Row Rd Nw, Mount Savage, MD was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 12909 New Row Rd Nw, Mount Savage, MD?

12909 New Row Rd Nw, Mount Savage, MD is assigned to Mount Savage Middle School (middle), rated B-; Mount Savage School (elementary), rated B; Mountain Ridge High School (high), rated B. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12909 New Row Rd Nw, Mount Savage, MD compare to other homes in Mount Savage 21545?

Among the 858 homes in Mount Savage 21545, it is worth more than 12% of them ($56,002 against a typical $115,246), its price per square foot is higher than 7% of them ($35 against a typical $82), it is bigger than 60% of them (1,588 ft² against a typical 1,440 ft²), its lot is bigger than 12% of them (0.15 ac against a typical 0.43 ac) and it is newer than 37% of them (1920 against a typical 1930). Measured against all of Allegany County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12909 New Row Rd Nw, Mount Savage, MD?

The 2025 property tax bill for 12909 New Row Rd Nw, Mount Savage, MD was $557. The county assessed it at $51,067.

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