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Single Family ResidenceResidential
$142,512$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12909 RUTLAND ST

DETROIT, MI 48227
1.5
Baths
1,402 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1941
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$143K
$128K low$157K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,012
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,010
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$37,500
DFCU FINANCIAL · recorded Jun 17, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,351 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWAYNE
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 150 ft²

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dossin Elementary-Middle SchoolD
Elementary · Grades KG–8 · 0.2 mi
H
Cody High SchoolD+
High · Grades 9–12 · 1.6 mi

District: Detroit Public Schools Community District

Neighborhood · ZIP 48227These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.32%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.40,050
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,340 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,865
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$52,982
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12909 Rutland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Schoolcraft Southfield
  • Costs more per square foot than 94% of homes in Schoolcraft Southfield
  • Bigger than 75% of homes in Schoolcraft Southfield
  • Has a bigger lot than 66% of homes in Detroit 48227
  • Newer than 72% of homes in Detroit 48227

What homes are worth in Detroit 48227

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$198K

This home is worth more than 91% of homes in Detroit 48227.

How it measures up in Detroit 48227

The dot is this home. The mark in the middle is the typical home in Detroit 48227.

Estimated value$142,512
CheaperTypical $71,094Pricier

Pricier than 91% of homes nearby

Price per ft²$102
CheaperTypical $62Pricier

Pricier than 92% of homes nearby

Living area1,402 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.12 ac
SmallerTypical 0.11 acBigger

Bigger than 66% of homes nearby

Year built1941
OlderTypical 1938Newer

Newer than 72% of homes nearby

How 12909 Rutland St ranks against every home in each area.
MeasureThis homeSchoolcraft SouthfieldDetroit 48227Wayne County
Estimated valuepricier than$142,51295% of homes91% of homes42% of homes
Price per ft²pricier than$10294% of homes92% of homes34% of homes
Living areabigger than1,402 ft²75% of homes66% of homes60% of homes
Lot sizebigger than0.12 ac52% of homes66% of homes34% of homes
Year builtnewer than194156% of homes72% of homes32% of homes

About 12909 Rutland St

How much is 12909 Rutland St, Detroit, MI worth?

The TopHap Estimate for 12909 Rutland St, Detroit, MI is $142,512 as of Jul 14, 2026. The likely range is $128,207 to $156,817. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12909 Rutland St, Detroit, MI last sell?

12909 Rutland St, Detroit, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12909 Rutland St, Detroit, MI?

12909 Rutland St, Detroit, MI has 1.5 bathrooms, 1,402 square feet of living space and a 0.12-acre lot.

When was 12909 Rutland St, Detroit, MI built?

12909 Rutland St, Detroit, MI was built in 1941, making it 85 years old. The building has 2 stories.

What schools serve 12909 Rutland St, Detroit, MI?

12909 Rutland St, Detroit, MI is assigned to Dossin Elementary-Middle School (elementary), rated D; Cody High School (high), rated D+. All sit in Detroit Public Schools Community District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12909 Rutland St, Detroit, MI compare to other homes in Detroit 48227?

Among the 16,367 homes in Detroit 48227, it is worth more than 91% of them ($142,512 against a typical $71,094), its price per square foot is higher than 92% of them ($102 against a typical $62), it is bigger than 66% of them (1,402 ft² against a typical 1,248 ft²), its lot is bigger than 66% of them (0.12 ac against a typical 0.11 ac) and it is newer than 72% of them (1941 against a typical 1938). Measured against all of Wayne County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12909 Rutland St, Detroit, MI?

The 2025 property tax bill for 12909 Rutland St, Detroit, MI was $1,351. The county assessed it at $61,900.

Closest homes

More homes in Detroit 48227

Assigned schools

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