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Single Family ResidenceResidential
$1,060,642$535 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $675,000 on Sep 24, 2020

1292 COTTONWOOD DR

OCEANSIDE, CA 92056
4
Beds
2.5
Baths
1,983 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$988K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$675,000 · Sep 24, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,468 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$745,250 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$220,258
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$524,992
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$730,639

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
35
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.15
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Roosevelt Middle SchoolC-
Middle · Grades 6–8 · 0.5 mi
E
Alamosa Park Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
H
Vista High SchoolC-
High · Grades 9–12 · 2.2 mi

District: Vista Unified School District

Neighborhood · ZIP 92056These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.218

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.55,699
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,381 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,460
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,029
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1292 Cottonwood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Oceanside 92056
  • Costs more per square foot than 70% of homes in Guajome
  • Bigger than 77% of homes in Oceanside 92056
  • Has a smaller lot than 80% of homes in Guajome
  • Newer than 88% of homes in Oceanside 92056

What homes are worth in Oceanside 92056

Each bar is how many homes fall in that price range. The marker is this home.

This home
$438K$1.4M

This home is worth more than 79% of homes in Oceanside 92056.

How it measures up in Oceanside 92056

The dot is this home. The mark in the middle is the typical home in Oceanside 92056.

Estimated value$1,060,642
CheaperTypical $848,249Pricier

Pricier than 79% of homes nearby

Price per ft²$535
CheaperTypical $536Pricier

Pricier than 49% of homes nearby

Living area1,983 ft²
SmallerTypical 1,591 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.15 ac
SmallerTypical 0.21 acBigger

Bigger than 28% of homes nearby

Year built1998
OlderTypical 1987Newer

Newer than 88% of homes nearby

How 1292 Cottonwood Dr ranks against every home in each area.
MeasureThis homeGuajomeOceanside 92056San Diego County
Estimated valuepricier than$1,060,64273% of homes79% of homes65% of homes
Price per ft²pricier than$53570% of homes49% of homes44% of homes
Living areabigger than1,983 ft²60% of homes77% of homes71% of homes
Lot sizebigger than0.15 ac20% of homes28% of homes27% of homes
Year builtnewer than199883% of homes88% of homes72% of homes

About 1292 Cottonwood Dr

How much is 1292 Cottonwood Dr, Oceanside, CA worth?

The TopHap Estimate for 1292 Cottonwood Dr, Oceanside, CA is $1,060,642 as of Aug 30, 2026. The likely range is $988,223 to $1,133,061. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1292 Cottonwood Dr, Oceanside, CA last sell?

1292 Cottonwood Dr, Oceanside, CA last sold on Sep 24, 2020 for $675,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1292 Cottonwood Dr, Oceanside, CA?

1292 Cottonwood Dr, Oceanside, CA has 4 bedrooms, 2.5 bathrooms, 1,983 square feet of living space and a 0.15-acre lot.

When was 1292 Cottonwood Dr, Oceanside, CA built?

1292 Cottonwood Dr, Oceanside, CA was built in 1998, making it 28 years old.

What schools serve 1292 Cottonwood Dr, Oceanside, CA?

1292 Cottonwood Dr, Oceanside, CA is assigned to Roosevelt Middle School (middle), rated C-; Alamosa Park Elementary School (elementary), rated A; Vista High School (high), rated C-. All sit in Vista Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1292 Cottonwood Dr, Oceanside, CA compare to other homes in Oceanside 92056?

Among the 18,540 homes in Oceanside 92056, it is worth more than 79% of them ($1,060,642 against a typical $848,249), its price per square foot is higher than 49% of them ($535 against a typical $536), it is bigger than 77% of them (1,983 ft² against a typical 1,591 ft²), its lot is bigger than 28% of them (0.15 ac against a typical 0.21 ac) and it is newer than 88% of them (1998 against a typical 1987). Measured against all of San Diego County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1292 Cottonwood Dr, Oceanside, CA?

The 2025 property tax bill for 1292 Cottonwood Dr, Oceanside, CA was $8,468. The county assessed it at $745,250.

More homes on Cottonwood Dr

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Assigned schools

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