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Single Family ResidenceResidential
$223,950
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $130,000 on Jun 17, 2021

12932 SPRUCE ST

WOLVERINE, MI 49799
0
Baths
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$224K
$197K low$251K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Jun 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,816 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$173,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHEBOYGAN
Lot (acres)The size of the land the home sits on, from county records.0.40
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wolverine Middlehigh SchoolC
Middle · Grades 6–12 · 0.2 mi
E
Wolverine Elementary SchoolD+
Elementary · Grades PK–6 · 0.3 mi

District: Wolverine Community Schools

Neighborhood · ZIP 49799These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.2%
PopulationHow many people live in this area.2,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,350
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12932 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 85% of homes in Wolverine 49799

What homes are worth in Wolverine 49799

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$639K

This home is worth more than 59% of homes in Wolverine 49799.

How it measures up in Wolverine 49799

The dot is this home. The mark in the middle is the typical home in Wolverine 49799.

Estimated value$223,950
CheaperTypical $189,094Pricier

Pricier than 59% of homes nearby

Lot size0.4 ac
SmallerTypical 2 acBigger

Bigger than 15% of homes nearby

How 12932 Spruce St ranks against every home in each area.
MeasureThis homeWolverine 49799Cheboygan County
Estimated valuepricier than$223,95059% of homes50% of homes
Lot sizebigger than0.4 ac15% of homes27% of homes

About 12932 Spruce St

How much is 12932 Spruce St, Wolverine, MI worth?

The TopHap Estimate for 12932 Spruce St, Wolverine, MI is $223,950 as of Sep 24, 2026. The likely range is $196,751 to $251,149. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12932 Spruce St, Wolverine, MI last sell?

12932 Spruce St, Wolverine, MI last sold on Jun 17, 2021 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 12932 Spruce St, Wolverine, MI?

12932 Spruce St, Wolverine, MI is assigned to Wolverine Middlehigh School (middle), rated C; Wolverine Elementary School (elementary), rated D+. All sit in Wolverine Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12932 Spruce St, Wolverine, MI compare to other homes in Wolverine 49799?

Among the 1,836 homes in Wolverine 49799, it is worth more than 59% of them ($223,950 against a typical $189,094) and its lot is bigger than 15% of them (0.4 ac against a typical 2 ac). Measured against all of Cheboygan County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12932 Spruce St, Wolverine, MI?

The 2025 property tax bill for 12932 Spruce St, Wolverine, MI was $1,816. The county assessed it at $86,700.

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