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Single Family ResidenceResidential
$309,157$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $232,000 on May 2, 2022

1296 STATE ROUTE 40

SCHAGHTICOKE, NY 12154
3
Beds
1
Baths
1,900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$309K
$292K low$326K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$232,000 · May 2, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,373 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$278,090

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.0.69
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hoosic Valley Junior Senior High SchoolC
High · Grades 2–12 · 2.6 mi
E
Hoosic Valley Elementary SchoolC
Elementary · Grades KG–6 · 2.6 mi

District: Hoosic Valley Central School District

Neighborhood · ZIP 12154These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,249
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,200
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1296 State Route 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 78% of homes in Schaghticoke 12154
  • Has a smaller lot than 74% of homes in Schaghticoke 12154
  • Older than 96% of homes in Rensselaer County

What homes are worth in Schaghticoke 12154

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$651K

This home is worth more than 36% of homes in Schaghticoke 12154.

How it measures up in Schaghticoke 12154

The dot is this home. The mark in the middle is the typical home in Schaghticoke 12154.

Estimated value$309,157
CheaperTypical $357,062Pricier

Pricier than 36% of homes nearby

Price per ft²$163
CheaperTypical $219Pricier

Pricier than 22% of homes nearby

Living area1,900 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.69 ac
SmallerTypical 1.73 acBigger

Bigger than 26% of homes nearby

Year built1850
OlderTypical 1975Newer

Newer than 9% of homes nearby

How 1296 State Route 40 ranks against every home in each area.
MeasureThis homeSchaghticoke 12154Rensselaer County
Estimated valuepricier than$309,15736% of homes49% of homes
Price per ft²pricier than$16322% of homes22% of homes
Living areabigger than1,900 ft²60% of homes63% of homes
Lot sizebigger than0.69 ac26% of homes59% of homes
Year builtnewer than18509% of homes4% of homes

About 1296 State Route 40

How much is 1296 State Route 40, Schaghticoke, NY worth?

The TopHap Estimate for 1296 State Route 40, Schaghticoke, NY is $309,157 as of Jul 14, 2026. The likely range is $292,087 to $326,227. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1296 State Route 40, Schaghticoke, NY last sell?

1296 State Route 40, Schaghticoke, NY last sold on May 2, 2022 for $232,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1296 State Route 40, Schaghticoke, NY?

1296 State Route 40, Schaghticoke, NY has 3 bedrooms, 1 bathrooms, 1,900 square feet of living space and a 0.69-acre lot.

When was 1296 State Route 40, Schaghticoke, NY built?

1296 State Route 40, Schaghticoke, NY was built in 1850, making it 176 years old. It is a traditional/old home. The building has 1 story.

What schools serve 1296 State Route 40, Schaghticoke, NY?

1296 State Route 40, Schaghticoke, NY is assigned to Hoosic Valley Junior Senior High School (high), rated C; Hoosic Valley Elementary School (elementary), rated C. All sit in Hoosic Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1296 State Route 40, Schaghticoke, NY compare to other homes in Schaghticoke 12154?

Among the 1,093 homes in Schaghticoke 12154, it is worth more than 36% of them ($309,157 against a typical $357,062), its price per square foot is higher than 22% of them ($163 against a typical $219), it is bigger than 60% of them (1,900 ft² against a typical 1,728 ft²), its lot is bigger than 26% of them (0.69 ac against a typical 1.73 ac) and it is newer than 9% of them (1850 against a typical 1975). Measured against all of Rensselaer County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1296 State Route 40, Schaghticoke, NY?

The 2025 property tax bill for 1296 State Route 40, Schaghticoke, NY was $5,373. The county assessed it at $39,600.

More homes on State Route 40

Closest homes

More homes in Schaghticoke 12154

Assigned schools

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