Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$256,213$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $96,400 on Aug 30, 1996

1297 HARBOR CT

INDEPENDENCE, KY 41051
3
Beds
1.5
Baths
916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$256K
$238K low$274K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$96,400 · Aug 30, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,200 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyKENTON
Lot (acres)The size of the land the home sits on, from county records.0.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Beechgrove Elementary SchoolC
Elementary · Grades PK–5 · 1.0 mi
M
Summit View AcademyB+
Middle · Grades PK–8 · 2.4 mi
H
Simon Kenton High SchoolB
High · Grades 9–12 · 3.1 mi

District: Kenton County School District

Neighborhood · ZIP 41051These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.210
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.32,247
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,081 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,133
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,477
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1297 Harbor Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Independence 41051
  • Costs more per square foot than 95% of homes in Kenton County
  • Smaller than 95% of homes in Independence 41051
  • Has a bigger lot than 65% of homes in Kenton County
  • Newer than 72% of homes in Kenton County

What homes are worth in Independence 41051

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$574K

This home is worth more than 18% of homes in Independence 41051.

How it measures up in Independence 41051

The dot is this home. The mark in the middle is the typical home in Independence 41051.

Estimated value$256,213
CheaperTypical $322,174Pricier

Pricier than 18% of homes nearby

Price per ft²$280
CheaperTypical $201Pricier

Pricier than 94% of homes nearby

Living area916 ft²
SmallerTypical 1,522 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.3 ac
SmallerTypical 0.31 acBigger

Bigger than 48% of homes nearby

Year built1996
OlderTypical 2001Newer

Newer than 37% of homes nearby

How 1297 Harbor Ct ranks against every home in each area.
MeasureThis homeIndependence 41051Kenton County
Estimated valuepricier than$256,21318% of homes44% of homes
Price per ft²pricier than$28094% of homes95% of homes
Living areabigger than916 ft²5% of homes10% of homes
Lot sizebigger than0.3 ac48% of homes65% of homes
Year builtnewer than199637% of homes72% of homes

About 1297 Harbor Ct

How much is 1297 Harbor Ct, Independence, KY worth?

The TopHap Estimate for 1297 Harbor Ct, Independence, KY is $256,213 as of Oct 21, 2026. The likely range is $238,149 to $274,277. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1297 Harbor Ct, Independence, KY last sell?

1297 Harbor Ct, Independence, KY last sold on Aug 30, 1996 for $96,400, according to the county's recorded deed.

How big is 1297 Harbor Ct, Independence, KY?

1297 Harbor Ct, Independence, KY has 3 bedrooms, 1.5 bathrooms, 916 square feet of living space and a 0.30-acre lot.

When was 1297 Harbor Ct, Independence, KY built?

1297 Harbor Ct, Independence, KY was built in 1996, making it 30 years old. It is a bi-level home.

What schools serve 1297 Harbor Ct, Independence, KY?

1297 Harbor Ct, Independence, KY is assigned to Beechgrove Elementary School (elementary), rated C; Summit View Academy (middle), rated B+; Simon Kenton High School (high), rated B. All sit in Kenton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1297 Harbor Ct, Independence, KY compare to other homes in Independence 41051?

Among the 10,551 homes in Independence 41051, it is worth more than 18% of them ($256,213 against a typical $322,174), its price per square foot is higher than 94% of them ($280 against a typical $201), it is bigger than 5% of them (916 ft² against a typical 1,522 ft²), its lot is bigger than 48% of them (0.3 ac against a typical 0.31 ac) and it is newer than 37% of them (1996 against a typical 2001). Measured against all of Kenton County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1297 Harbor Ct, Independence, KY?

The 2025 property tax bill for 1297 Harbor Ct, Independence, KY was $2,200. The county assessed it at $189,200.

More homes on Harbor Ct

Closest homes

More homes in Independence 41051

Assigned schools

Explore the area

See this home in context

Open 1297 Harbor Ct on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map