Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$186,472$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12979 FESSLER RD

DOW, IL 62022
0
Baths
1,568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$186K
$162K low$211K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$66,572
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,258
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$119,900
NATIONSTAR MORTGAGE LLC · R · recorded Jul 29, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,340 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,440 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,045
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,395
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,320

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
77
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.61 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyJERSEY
Lot (acres)The size of the land the home sits on, from county records.4.47
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grafton Elementary SchoolB
Elementary · Grades PK–4 · 5.6 mi
M
Jersey Community Middle SchoolA-
Middle · Grades 5–7 · 9.6 mi
H
Jersey Community High SchoolB-
High · Grades 8–12 · 10.7 mi

District: Jersey Community Unit School District 100

Neighborhood · ZIP 62022These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.78 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,847
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,035
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12979 Fessler Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 79% of homes in Jersey County
  • Newer than 73% of homes in Jersey County

What homes are worth in Dow 62022

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$649K

This home is worth more than 48% of homes in Dow 62022.

How it measures up in Dow 62022

The dot is this home. The mark in the middle is the typical home in Dow 62022.

Estimated value$186,472
CheaperTypical $194,631Pricier

Pricier than 48% of homes nearby

Price per ft²$119
CheaperTypical $132Pricier

Pricier than 43% of homes nearby

Living area1,568 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 59% of homes nearby

Lot size4.47 ac
SmallerTypical 2 acBigger

Bigger than 62% of homes nearby

Year built1996
OlderTypical 1979Newer

Newer than 72% of homes nearby

How 12979 Fessler Rd ranks against every home in each area.
MeasureThis homeDow 62022Jersey County
Estimated valuepricier than$186,47248% of homes54% of homes
Price per ft²pricier than$11943% of homes41% of homes
Living areabigger than1,568 ft²59% of homes64% of homes
Lot sizebigger than4.47 ac62% of homes79% of homes
Year builtnewer than199672% of homes73% of homes

About 12979 Fessler Rd

How much is 12979 Fessler Rd, Dow, IL worth?

The TopHap Estimate for 12979 Fessler Rd, Dow, IL is $186,472 as of Jul 14, 2026. The likely range is $161,991 to $210,953. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12979 Fessler Rd, Dow, IL last sell?

12979 Fessler Rd, Dow, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12979 Fessler Rd, Dow, IL?

12979 Fessler Rd, Dow, IL has 1,568 square feet of living space and a 4.47-acre lot.

When was 12979 Fessler Rd, Dow, IL built?

12979 Fessler Rd, Dow, IL was built in 1996, making it 30 years old.

What schools serve 12979 Fessler Rd, Dow, IL?

12979 Fessler Rd, Dow, IL is assigned to Grafton Elementary School (elementary), rated B; Jersey Community Middle School (middle), rated A-; Jersey Community High School (high), rated B-. All sit in Jersey Community Unit School District 100. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12979 Fessler Rd, Dow, IL compare to other homes in Dow 62022?

Among the 501 homes in Dow 62022, it is worth more than 48% of them ($186,472 against a typical $194,631), its price per square foot is higher than 43% of them ($119 against a typical $132), it is bigger than 59% of them (1,568 ft² against a typical 1,458 ft²), its lot is bigger than 62% of them (4.47 ac against a typical 2 ac) and it is newer than 72% of them (1996 against a typical 1979). Measured against all of Jersey County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12979 Fessler Rd, Dow, IL?

The 2025 property tax bill for 12979 Fessler Rd, Dow, IL was $2,340. The county assessed it at $46,440.

Closest homes

More homes in Dow 62022

Assigned schools

Explore the area

See this home in context

Open 12979 Fessler Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map