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Single Family ResidenceResidential
$645,350$433 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $640,000 on May 27, 2026

12981 196TH CT NW

ELK RIVER, MN 55330
3
Beds
3 / 1
Baths
1,492 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.

Valuation

$645K
$564K low$727K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$640,000 · May 27, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,200 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$464,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$363,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$467,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$464,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySHERBURNE
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Wet barDeck · 300 ft²Porch · 60 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Meadowvale Elementary SchoolA
Elementary · Grades KG–5 · 0.6 mi
M
VandenBerge Middle SchoolC+
Middle · Grades 6–8 · 1.5 mi
H
Elk River High SchoolA-
High · Grades 9–12 · 1.8 mi

District: Elk River Area Isd 728

Neighborhood · ZIP 55330These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,987
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.465 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,701
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,035
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12981 196th Ct Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Elk River 55330
  • Costs more per square foot than 94% of homes in Elk River 55330
  • Bigger than 77% of homes in Sherburne County
  • Has a smaller lot than 79% of homes in Sherburne County
  • Newer than 81% of homes in Sherburne County

What homes are worth in Elk River 55330

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$665K

This home is worth more than 97% of homes in Elk River 55330.

How it measures up in Elk River 55330

The dot is this home. The mark in the middle is the typical home in Elk River 55330.

Estimated value$645,350
CheaperTypical $390,323Pricier

Pricier than 97% of homes nearby

Price per ft²$433
CheaperTypical $281Pricier

Pricier than 94% of homes nearby

Living area1,492 ft²
SmallerTypical 1,329 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.26 ac
SmallerTypical 0.39 acBigger

Bigger than 30% of homes nearby

Year built2005
OlderTypical 2000Newer

Newer than 72% of homes nearby

How 12981 196th Ct Nw ranks against every home in each area.
MeasureThis homeElk River 55330Sherburne County
Estimated valuepricier than$645,35097% of homes97% of homes
Price per ft²pricier than$43394% of homes93% of homes
Living areabigger than1,492 ft²63% of homes77% of homes
Lot sizebigger than0.26 ac30% of homes21% of homes
Year builtnewer than200572% of homes81% of homes

About 12981 196th Ct Nw

How much is 12981 196th Ct Nw, Elk River, MN worth?

The TopHap Estimate for 12981 196th Ct Nw, Elk River, MN is $645,350 as of Sep 24, 2026. The likely range is $563,643 to $727,057. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12981 196th Ct Nw, Elk River, MN last sell?

12981 196th Ct Nw, Elk River, MN last sold on May 27, 2026 for $640,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 12981 196th Ct Nw, Elk River, MN?

12981 196th Ct Nw, Elk River, MN has 3 bedrooms, 3 bathrooms, 1,492 square feet of living space and a 0.26-acre lot.

When was 12981 196th Ct Nw, Elk River, MN built?

12981 196th Ct Nw, Elk River, MN was built in 2005, making it 21 years old. It is a ranch home.

What schools serve 12981 196th Ct Nw, Elk River, MN?

12981 196th Ct Nw, Elk River, MN is assigned to Meadowvale Elementary School (elementary), rated A; VandenBerge Middle School (middle), rated C+; Elk River High School (high), rated A-. All sit in Elk River Area Isd 728. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12981 196th Ct Nw, Elk River, MN compare to other homes in Elk River 55330?

Among the 16,128 homes in Elk River 55330, it is worth more than 97% of them ($645,350 against a typical $390,323), its price per square foot is higher than 94% of them ($433 against a typical $281), it is bigger than 63% of them (1,492 ft² against a typical 1,329 ft²), its lot is bigger than 30% of them (0.26 ac against a typical 0.39 ac) and it is newer than 72% of them (2005 against a typical 2000). Measured against all of Sherburne County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12981 196th Ct Nw, Elk River, MN?

The 2025 property tax bill for 12981 196th Ct Nw, Elk River, MN was $6,200. The county assessed it at $464,400.

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Assigned schools

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