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Single Family ResidentialResidential
$262,174$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

12987 COUNTY ROAD 109

MERRIFIELD, MN 56465
0
Baths
1,210 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$262K
$217K low$307K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$542 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$207,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$199,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.123 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCROW WING
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.5.92
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Oil
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 232 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Crosby-Ironton Secondary SchoolB
Middle · Grades 7–12 · 9.6 mi
E
Cuyuna Range Elementary SchoolB-
Elementary · Grades PK–6 · 10.4 mi

District: Crosby-Ironton Public School District

Neighborhood · ZIP 56465These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,160
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,646
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,836
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12987 County Road 109 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Merrifield 56465
  • Costs less per square foot than 77% of homes in Merrifield 56465
  • Has a bigger lot than 86% of homes in Crow Wing County
  • Older than 68% of homes in Merrifield 56465

What homes are worth in Merrifield 56465

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$1.2M

This home is worth more than 14% of homes in Merrifield 56465.

How it measures up in Merrifield 56465

The dot is this home. The mark in the middle is the typical home in Merrifield 56465.

Estimated value$262,174
CheaperTypical $445,183Pricier

Pricier than 14% of homes nearby

Price per ft²$217
CheaperTypical $303Pricier

Pricier than 23% of homes nearby

Living area1,210 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 43% of homes nearby

Lot size5.92 ac
SmallerTypical 2.04 acBigger

Bigger than 82% of homes nearby

Year built1984
OlderTypical 1996Newer

Newer than 32% of homes nearby

How 12987 County Road 109 ranks against every home in each area.
MeasureThis homeMerrifield 56465Crow Wing County
Estimated valuepricier than$262,17414% of homes31% of homes
Price per ft²pricier than$21723% of homes36% of homes
Living areabigger than1,210 ft²43% of homes43% of homes
Lot sizebigger than5.92 ac82% of homes86% of homes
Year builtnewer than198432% of homes40% of homes

About 12987 County Road 109

How much is 12987 County Road 109, Merrifield, MN worth?

The TopHap Estimate for 12987 County Road 109, Merrifield, MN is $262,174 as of Sep 24, 2026. The likely range is $216,935 to $307,413. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12987 County Road 109, Merrifield, MN last sell?

12987 County Road 109, Merrifield, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12987 County Road 109, Merrifield, MN?

12987 County Road 109, Merrifield, MN has 1,210 square feet of living space and a 5.92-acre lot.

When was 12987 County Road 109, Merrifield, MN built?

12987 County Road 109, Merrifield, MN was built in 1984, making it 42 years old. It is a ranch home. The building has 1 story.

What schools serve 12987 County Road 109, Merrifield, MN?

12987 County Road 109, Merrifield, MN is assigned to Crosby-Ironton Secondary School (middle), rated B; Cuyuna Range Elementary School (elementary), rated B-. All sit in Crosby-Ironton Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12987 County Road 109, Merrifield, MN compare to other homes in Merrifield 56465?

Among the 2,163 homes in Merrifield 56465, it is worth more than 14% of them ($262,174 against a typical $445,183), its price per square foot is higher than 23% of them ($217 against a typical $303), it is bigger than 43% of them (1,210 ft² against a typical 1,320 ft²), its lot is bigger than 82% of them (5.92 ac against a typical 2.04 ac) and it is newer than 32% of them (1984 against a typical 1996). Measured against all of Crow Wing County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12987 County Road 109, Merrifield, MN?

The 2026 property tax bill for 12987 County Road 109, Merrifield, MN was $542. The county assessed it at $199,900.

More homes on County Road 109

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