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Single Family ResidenceResidential
$375,000
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

13 CLIFFSIDE DR

RAMAH, NM 87321
3
Beds
2
Baths
11.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$375K
$357K low$393K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,680
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,944
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$216,320
QUICKEN LOANS LLC · recorded May 4, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
ROCKET MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,621 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,756 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,906
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,534
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$167,267

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
60
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
28
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCibola
Lot (acres)The size of the land the home sits on, from county records.11.36
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
San Rafael Elementary SchoolA
Elementary · Grades KG–6 · 31.8 mi
H
Grants High SchoolC
High · Grades 9–12 · 34.0 mi
M
Los Alamitos Middle SchoolD+
Middle · Grades 7–8 · 35.2 mi

District: Grants-Cibola County Schools

Neighborhood · ZIP 87321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,655
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13 Cliffside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Cibola County
  • Has a bigger lot than 94% of homes in Cibola County
  • Newer than 75% of homes in Cibola County

What homes are worth in Ramah 87321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$614K

This home is worth more than 87% of homes in Ramah 87321.

How it measures up in Ramah 87321

The dot is this home. The mark in the middle is the typical home in Ramah 87321.

Estimated value$375,000
CheaperTypical $155,285Pricier

Pricier than 87% of homes nearby

Lot size11.36 ac
SmallerTypical 5.86 acBigger

Bigger than 75% of homes nearby

Year built1993
OlderTypical 1997Newer

Newer than 36% of homes nearby

How 13 Cliffside Dr ranks against every home in each area.
MeasureThis homeRamah 87321Cibola County
Estimated valuepricier than$375,00087% of homes97% of homes
Lot sizebigger than11.36 ac75% of homes94% of homes
Year builtnewer than199336% of homes75% of homes

About 13 Cliffside Dr

How much is 13 Cliffside Dr, Ramah, NM worth?

The TopHap Estimate for 13 Cliffside Dr, Ramah, NM is $375,000 as of Jul 14, 2026. The likely range is $356,577 to $393,424. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 13 Cliffside Dr, Ramah, NM last sell?

13 Cliffside Dr, Ramah, NM last sold on Oct 23, 2017, according to the county's recorded deed.

How big is 13 Cliffside Dr, Ramah, NM?

13 Cliffside Dr, Ramah, NM has 3 bedrooms, 2 bathrooms and a 11.36-acre lot.

When was 13 Cliffside Dr, Ramah, NM built?

13 Cliffside Dr, Ramah, NM was built in 1993, making it 33 years old. It is a conventional home. The building has 1 story.

What schools serve 13 Cliffside Dr, Ramah, NM?

13 Cliffside Dr, Ramah, NM is assigned to San Rafael Elementary School (elementary), rated A; Grants High School (high), rated C; Los Alamitos Middle School (middle), rated D+. All sit in Grants-Cibola County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13 Cliffside Dr, Ramah, NM compare to other homes in Ramah 87321?

Among the 336 homes in Ramah 87321, it is worth more than 87% of them ($375,000 against a typical $155,285), its lot is bigger than 75% of them (11.36 ac against a typical 5.86 ac) and it is newer than 36% of them (1993 against a typical 1997). Measured against all of Cibola County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13 Cliffside Dr, Ramah, NM?

The 2024 property tax bill for 13 Cliffside Dr, Ramah, NM was $1,621. The county assessed it at $55,756.

More homes on Cliffside Dr

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Assigned schools

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