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Single Family ResidenceResidential
$290,972$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

13 LOCK ST

ROTTERDAM JUNCTION, NY 12150
3
Beds
1.5
Baths
1,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$291K
$270K low$311K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$290,972
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$232,778

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,748 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$190,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$177,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$190,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$292,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountySCHENECTADY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.51
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jefferson Elementary SchoolB
Elementary · Grades KG–4 · 6.0 mi
M
Schalmont Middle SchoolD+
Middle · Grades 5–8 · 6.4 mi
H
Schalmont High SchoolC+
High · Grades 9–12 · 6.4 mi

District: Schalmont Central School District

Neighborhood · ZIP 12150These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.334
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,638
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13 Lock St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Rotterdam Junction 12150
  • Costs less per square foot than 79% of homes in Schenectady County
  • Bigger than 65% of homes in Rotterdam Junction 12150
  • Has a bigger lot than 80% of homes in Schenectady County
  • Newer than 79% of homes in Schenectady County

What homes are worth in Rotterdam Junction 12150

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$489K

This home is worth more than 69% of homes in Rotterdam Junction 12150.

How it measures up in Rotterdam Junction 12150

The dot is this home. The mark in the middle is the typical home in Rotterdam Junction 12150.

Estimated value$290,972
CheaperTypical $253,969Pricier

Pricier than 69% of homes nearby

Price per ft²$153
CheaperTypical $177Pricier

Pricier than 29% of homes nearby

Living area1,904 ft²
SmallerTypical 1,634 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.51 ac
SmallerTypical 0.31 acBigger

Bigger than 74% of homes nearby

Year built1975
OlderTypical 1955Newer

Newer than 72% of homes nearby

How 13 Lock St ranks against every home in each area.
MeasureThis homeRotterdam Junction 12150Schenectady County
Estimated valuepricier than$290,97269% of homes53% of homes
Price per ft²pricier than$15329% of homes21% of homes
Living areabigger than1,904 ft²65% of homes64% of homes
Lot sizebigger than0.51 ac74% of homes80% of homes
Year builtnewer than197572% of homes79% of homes

About 13 Lock St

How much is 13 Lock St, Rotterdam Junction, NY worth?

The TopHap Estimate for 13 Lock St, Rotterdam Junction, NY is $290,972 as of Jul 14, 2026. The likely range is $270,467 to $311,477. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 13 Lock St, Rotterdam Junction, NY last sell?

13 Lock St, Rotterdam Junction, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 13 Lock St, Rotterdam Junction, NY?

13 Lock St, Rotterdam Junction, NY has 3 bedrooms, 1.5 bathrooms, 1,904 square feet of living space and a 0.51-acre lot.

When was 13 Lock St, Rotterdam Junction, NY built?

13 Lock St, Rotterdam Junction, NY was built in 1975, making it 51 years old. It is a raised ranch home. The building has 1 story.

What schools serve 13 Lock St, Rotterdam Junction, NY?

13 Lock St, Rotterdam Junction, NY is assigned to Jefferson Elementary School (elementary), rated B; Schalmont Middle School (middle), rated D+; Schalmont High School (high), rated C+. All sit in Schalmont Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13 Lock St, Rotterdam Junction, NY compare to other homes in Rotterdam Junction 12150?

Among the 339 homes in Rotterdam Junction 12150, it is worth more than 69% of them ($290,972 against a typical $253,969), its price per square foot is higher than 29% of them ($153 against a typical $177), it is bigger than 65% of them (1,904 ft² against a typical 1,634 ft²), its lot is bigger than 74% of them (0.51 ac against a typical 0.31 ac) and it is newer than 72% of them (1975 against a typical 1955). Measured against all of Schenectady County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13 Lock St, Rotterdam Junction, NY?

The 2025 property tax bill for 13 Lock St, Rotterdam Junction, NY was $7,748. The county assessed it at $190,000.

Closest homes

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Assigned schools

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