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Single Family ResidenceResidential
$581,815$330 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

13 PUTNAM DR

CARMEL, NY 10512
3
Beds
2
Baths
1,764 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$582K
$518K low$645K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,469 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$550,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$509,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$550,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$550,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyPutnam
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.0.19
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 231 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kent Elementary SchoolB-
Elementary · Grades KG–4 · 1.9 mi
M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 2.0 mi
H
Carmel High SchoolB
High · Grades 9–12 · 2.9 mi

District: Carmel Central School District

Neighborhood · ZIP 10512These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.24,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.397 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,544
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13 Putnam Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 79% of homes in Putnam County

What homes are worth in Carmel 10512

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$1.1M

This home is worth more than 64% of homes in Carmel 10512.

How it measures up in Carmel 10512

The dot is this home. The mark in the middle is the typical home in Carmel 10512.

Estimated value$581,815
CheaperTypical $517,362Pricier

Pricier than 64% of homes nearby

Price per ft²$330
CheaperTypical $317Pricier

Pricier than 58% of homes nearby

Living area1,764 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.19 ac
SmallerTypical 0.48 acBigger

Bigger than 26% of homes nearby

Year built1960
OlderTypical 1969Newer

Newer than 37% of homes nearby

How 13 Putnam Dr ranks against every home in each area.
MeasureThis homeCarmel 10512Putnam County
Estimated valuepricier than$581,81564% of homes51% of homes
Price per ft²pricier than$33058% of homes54% of homes
Living areabigger than1,764 ft²56% of homes48% of homes
Lot sizebigger than0.19 ac26% of homes21% of homes
Year builtnewer than196037% of homes40% of homes

About 13 Putnam Dr

How much is 13 Putnam Dr, Carmel, NY worth?

The TopHap Estimate for 13 Putnam Dr, Carmel, NY is $581,815 as of Sep 24, 2026. The likely range is $518,257 to $645,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 13 Putnam Dr, Carmel, NY?

13 Putnam Dr, Carmel, NY has 3 bedrooms, 2 bathrooms, 1,764 square feet of living space and a 0.19-acre lot.

When was 13 Putnam Dr, Carmel, NY built?

13 Putnam Dr, Carmel, NY was built in 1960, making it 66 years old. It is a colonial home. The building has 2 stories.

What schools serve 13 Putnam Dr, Carmel, NY?

13 Putnam Dr, Carmel, NY is assigned to Kent Elementary School (elementary), rated B-; George Fischer Middle School (middle), rated C; Carmel High School (high), rated B. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13 Putnam Dr, Carmel, NY compare to other homes in Carmel 10512?

Among the 9,274 homes in Carmel 10512, it is worth more than 64% of them ($581,815 against a typical $517,362), its price per square foot is higher than 58% of them ($330 against a typical $317), it is bigger than 56% of them (1,764 ft² against a typical 1,622 ft²), its lot is bigger than 26% of them (0.19 ac against a typical 0.48 ac) and it is newer than 37% of them (1960 against a typical 1969). Measured against all of Putnam County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13 Putnam Dr, Carmel, NY?

The 2025 property tax bill for 13 Putnam Dr, Carmel, NY was $15,469. The county assessed it at $550,000.

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