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Single Family ResidenceResidential
$363,971$287 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

130 COTTAGE LN

ECHO, OR 97826
3
Beds
2
Baths
1,267 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$364K
$320K low$408K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,477 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,430 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$276,280

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
74
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
65
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUmatilla
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.49
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 168 ft²Patio · 192 ft²Porch · 96 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Echo SchoolA-
Elementary · Grades PK–12 · 0.2 mi

District: Echo School District 5

Neighborhood · ZIP 97826These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.2,249
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,821
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,513
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

130 Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Umatilla County
  • Costs more per square foot than 94% of homes in Umatilla County
  • Newer than 76% of homes in Echo 97826

What homes are worth in Echo 97826

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$820K

This home is worth more than 63% of homes in Echo 97826.

How it measures up in Echo 97826

The dot is this home. The mark in the middle is the typical home in Echo 97826.

Estimated value$363,971
CheaperTypical $277,683Pricier

Pricier than 63% of homes nearby

Price per ft²$287
CheaperTypical $197Pricier

Pricier than 92% of homes nearby

Living area1,267 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.49 ac
SmallerTypical 0.34 acBigger

Bigger than 55% of homes nearby

Year built1998
OlderTypical 1975Newer

Newer than 76% of homes nearby

How 130 Cottage Ln ranks against every home in each area.
MeasureThis homeEcho 97826Umatilla County
Estimated valuepricier than$363,97163% of homes72% of homes
Price per ft²pricier than$28792% of homes94% of homes
Living areabigger than1,267 ft²38% of homes36% of homes
Lot sizebigger than0.49 ac55% of homes62% of homes
Year builtnewer than199876% of homes74% of homes

About 130 Cottage Ln

How much is 130 Cottage Ln, Echo, OR worth?

The TopHap Estimate for 130 Cottage Ln, Echo, OR is $363,971 as of Sep 24, 2026. The likely range is $320,106 to $407,836. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 130 Cottage Ln, Echo, OR?

130 Cottage Ln, Echo, OR has 3 bedrooms, 2 bathrooms, 1,267 square feet of living space and a 0.49-acre lot.

When was 130 Cottage Ln, Echo, OR built?

130 Cottage Ln, Echo, OR was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 130 Cottage Ln, Echo, OR?

130 Cottage Ln, Echo, OR is assigned to Echo School (elementary), rated A-. All sit in Echo School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 130 Cottage Ln, Echo, OR compare to other homes in Echo 97826?

Among the 562 homes in Echo 97826, it is worth more than 63% of them ($363,971 against a typical $277,683), its price per square foot is higher than 92% of them ($287 against a typical $197), it is bigger than 38% of them (1,267 ft² against a typical 1,404 ft²), its lot is bigger than 55% of them (0.49 ac against a typical 0.34 ac) and it is newer than 76% of them (1998 against a typical 1975). Measured against all of Umatilla County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 130 Cottage Ln, Echo, OR?

The 2025 property tax bill for 130 Cottage Ln, Echo, OR was $3,477. The county assessed it at $195,430.

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Assigned schools

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