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Single Family ResidenceResidential
$347,949$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $356,900 on Apr 28, 2025

130 COWDRAY CIR

TONEY, AL 35773
1.5
Baths
2,262 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$348K
$314K low$382K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$356,900 · Apr 28, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,292 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,340 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$83,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Sparkman Middle SchoolB-
Middle · Grades 6–8 · 1.2 mi
E
Madison Cross Roads Elementary SchoolB
Elementary · Grades KG–5 · 2.7 mi
H
Sparkman High SchoolC+
High · Grades 10–12 · 3.5 mi

District: Madison County School District

Neighborhood · ZIP 35773These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,591
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.232 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,791
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,457
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

130 Cowdray Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Toney 35773
  • Costs less per square foot than 71% of homes in Madison County
  • Bigger than 84% of homes in Toney 35773
  • Among the newest homes in Toney 35773

What homes are worth in Toney 35773

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$660K

This home is worth more than 79% of homes in Toney 35773.

How it measures up in Toney 35773

The dot is this home. The mark in the middle is the typical home in Toney 35773.

Estimated value$347,949
CheaperTypical $264,649Pricier

Pricier than 79% of homes nearby

Price per ft²$154
CheaperTypical $164Pricier

Pricier than 37% of homes nearby

Living area2,262 ft²
SmallerTypical 1,604 ft²Bigger

Bigger than 84% of homes nearby

Year built2024
OlderTypical 2000Newer

Newer than almost all homes nearby

How 130 Cowdray Cir ranks against every home in each area.
MeasureThis homeToney 35773Madison County
Estimated valuepricier than$347,94979% of homes60% of homes
Price per ft²pricier than$15437% of homes29% of homes
Living areabigger than2,262 ft²84% of homes79% of homes
Year builtnewer than2024almost all homesalmost all homes

About 130 Cowdray Cir

How much is 130 Cowdray Cir, Toney, AL worth?

The TopHap Estimate for 130 Cowdray Cir, Toney, AL is $347,949 as of Sep 24, 2026. The likely range is $313,945 to $381,953. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 130 Cowdray Cir, Toney, AL last sell?

130 Cowdray Cir, Toney, AL last sold on Apr 28, 2025 for $356,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 130 Cowdray Cir, Toney, AL?

130 Cowdray Cir, Toney, AL has 1.5 bathrooms and 2,262 square feet of living space.

When was 130 Cowdray Cir, Toney, AL built?

130 Cowdray Cir, Toney, AL was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 130 Cowdray Cir, Toney, AL?

130 Cowdray Cir, Toney, AL is assigned to Sparkman Middle School (middle), rated B-; Madison Cross Roads Elementary School (elementary), rated B; Sparkman High School (high), rated C+. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 130 Cowdray Cir, Toney, AL compare to other homes in Toney 35773?

Among the 5,664 homes in Toney 35773, it is worth more than 79% of them ($347,949 against a typical $264,649), its price per square foot is higher than 37% of them ($154 against a typical $164), it is bigger than 84% of them (2,262 ft² against a typical 1,604 ft²) and it is newer than almost all of them (2024 against a typical 2000). Measured against all of Madison County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 130 Cowdray Cir, Toney, AL?

The 2026 property tax bill for 130 Cowdray Cir, Toney, AL was $1,292. The county assessed it at $8,340.

More homes on Cowdray Cir

Closest homes

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Assigned schools

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