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Single Family ResidenceResidential
$216,871$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

130 LIVE OAK ST

GLOUCESTER, NC 28528
2
Beds
1
Baths
948 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$217K
$168K low$265K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$692 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$172,303 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,068
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,235
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,863
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$172,303

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
72
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.92%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCARTERET
Lot (acres)The size of the land the home sits on, from county records.0.47
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 12 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Smyrna Elementary and Down East Middle SchoolB
Elementary · Grades PK–8 · 1.5 mi
H
East Carteret High SchoolA-
High · Grades 9–12 · 6.1 mi

District: Carteret County Schools

Neighborhood · ZIP 28528These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.528
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,136
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,865
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

130 Live Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Carteret County
  • Costs less per square foot than 68% of homes in Carteret County
  • Smaller than 92% of homes in Gloucester 28528
  • Has a smaller lot than 77% of homes in Gloucester 28528
  • Older than 74% of homes in Gloucester 28528

What homes are worth in Gloucester 28528

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$1.2M

This home is worth more than 14% of homes in Gloucester 28528.

How it measures up in Gloucester 28528

The dot is this home. The mark in the middle is the typical home in Gloucester 28528.

Estimated value$216,871
CheaperTypical $363,625Pricier

Pricier than 14% of homes nearby

Price per ft²$229
CheaperTypical $227Pricier

Pricier than 51% of homes nearby

Living area948 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.48 ac
SmallerTypical 0.68 acBigger

Bigger than 23% of homes nearby

Year built1978
OlderTypical 1994Newer

Newer than 26% of homes nearby

How 130 Live Oak St ranks against every home in each area.
MeasureThis homeGloucester 28528Carteret County
Estimated valuepricier than$216,87114% of homes10% of homes
Price per ft²pricier than$22951% of homes32% of homes
Living areabigger than948 ft²8% of homes10% of homes
Lot sizebigger than0.48 ac23% of homes65% of homes
Year builtnewer than197826% of homes26% of homes

About 130 Live Oak St

How much is 130 Live Oak St, Gloucester, NC worth?

The TopHap Estimate for 130 Live Oak St, Gloucester, NC is $216,871 as of Oct 21, 2026. The likely range is $168,385 to $265,357. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 130 Live Oak St, Gloucester, NC last sell?

130 Live Oak St, Gloucester, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 130 Live Oak St, Gloucester, NC?

130 Live Oak St, Gloucester, NC has 2 bedrooms, 1 bathrooms, 948 square feet of living space and a 0.47-acre lot.

When was 130 Live Oak St, Gloucester, NC built?

130 Live Oak St, Gloucester, NC was built in 1978, making it 48 years old. It is a conventional home. The building has 1 story.

What schools serve 130 Live Oak St, Gloucester, NC?

130 Live Oak St, Gloucester, NC is assigned to Smyrna Elementary and Down East Middle School (elementary), rated B; East Carteret High School (high), rated A-. All sit in Carteret County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 130 Live Oak St, Gloucester, NC compare to other homes in Gloucester 28528?

Among the 324 homes in Gloucester 28528, it is worth more than 14% of them ($216,871 against a typical $363,625), its price per square foot is higher than 51% of them ($229 against a typical $227), it is bigger than 8% of them (948 ft² against a typical 1,512 ft²), its lot is bigger than 23% of them (0.48 ac against a typical 0.68 ac) and it is newer than 26% of them (1978 against a typical 1994). Measured against all of Carteret County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 130 Live Oak St, Gloucester, NC?

The 2025 property tax bill for 130 Live Oak St, Gloucester, NC was $692. The county assessed it at $172,303.

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