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Single Family ResidenceResidential
$147,612$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $60,000 on Nov 9, 2021

1304 COMMERCIAL ST

PALMER, NE 68864
2
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$148K
$136K low$159K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,000 · Nov 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,094 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,430 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,345
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,085
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$175,430

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
39
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMERRICK
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 60 ft²Porch · 30 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Palmer Junior-Senior High SchoolB-
Middle · Grades 7–12 · 0.7 mi
E
Palmer Elementary SchoolC
Elementary · Grades PK–6 · 0.7 mi

District: Palmer Public Schools

Neighborhood · ZIP 68864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.986
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,211
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,573
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1304 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Palmer 68864
  • Smaller than 90% of homes in Palmer 68864
  • Has a smaller lot than 73% of homes in Palmer 68864
  • Newer than 74% of homes in Palmer 68864

What homes are worth in Palmer 68864

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$516K

This home is worth more than 21% of homes in Palmer 68864.

How it measures up in Palmer 68864

The dot is this home. The mark in the middle is the typical home in Palmer 68864.

Estimated value$147,612
CheaperTypical $233,731Pricier

Pricier than 21% of homes nearby

Price per ft²$154
CheaperTypical $159Pricier

Pricier than 46% of homes nearby

Living area960 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.44 ac
SmallerTypical 3.03 acBigger

Bigger than 27% of homes nearby

Year built1980
OlderTypical 1940Newer

Newer than 74% of homes nearby

How 1304 Commercial St ranks against every home in each area.
MeasureThis homePalmer 68864Merrick County
Estimated valuepricier than$147,61221% of homes28% of homes
Price per ft²pricier than$15446% of homes62% of homes
Living areabigger than960 ft²10% of homes12% of homes
Lot sizebigger than0.44 ac27% of homes47% of homes
Year builtnewer than198074% of homes71% of homes

About 1304 Commercial St

How much is 1304 Commercial St, Palmer, NE worth?

The TopHap Estimate for 1304 Commercial St, Palmer, NE is $147,612 as of Oct 21, 2026. The likely range is $136,202 to $159,022. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1304 Commercial St, Palmer, NE last sell?

1304 Commercial St, Palmer, NE last sold on Nov 9, 2021 for $60,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1304 Commercial St, Palmer, NE?

1304 Commercial St, Palmer, NE has 2 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.44-acre lot.

When was 1304 Commercial St, Palmer, NE built?

1304 Commercial St, Palmer, NE was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 1304 Commercial St, Palmer, NE?

1304 Commercial St, Palmer, NE is assigned to Palmer Junior-Senior High School (middle), rated B-; Palmer Elementary School (elementary), rated C. All sit in Palmer Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1304 Commercial St, Palmer, NE compare to other homes in Palmer 68864?

Among the 471 homes in Palmer 68864, it is worth more than 21% of them ($147,612 against a typical $233,731), its price per square foot is higher than 46% of them ($154 against a typical $159), it is bigger than 10% of them (960 ft² against a typical 1,508 ft²), its lot is bigger than 27% of them (0.44 ac against a typical 3.03 ac) and it is newer than 74% of them (1980 against a typical 1940). Measured against all of Merrick County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1304 Commercial St, Palmer, NE?

The 2025 property tax bill for 1304 Commercial St, Palmer, NE was $2,094. The county assessed it at $175,430.

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