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Single Family ResidenceResidential
$501,609$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1304 SWIFT LN

BELMONT, NC 28012
4
Beds
3
Baths
2,786 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2026
Year BuiltThe year the home was originally built, according to county records.

Valuation

$502K
$462K low$541K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$432 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGASTON
Lot (acres)The size of the land the home sits on, from county records.0.15
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
New Hope Elementary SchoolA+
Elementary · Grades PK–5 · 1.0 mi
M
Cramerton Middle SchoolA+
Middle · Grades 6–8 · 1.6 mi
H
Stuart W. Cramer High SchoolC
High · Grades 9–12 · 2.6 mi

District: Gaston County Schools

Neighborhood · ZIP 28012These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.28,280
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.906 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,550
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,168
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1304 Swift Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Gaston County
  • Costs less per square foot than 86% of homes in Belmont 28012
  • Bigger than 89% of homes in Gaston County
  • Has a smaller lot than 89% of homes in Gaston County
  • Among the newest homes in Belmont 28012

What homes are worth in Belmont 28012

Each bar is how many homes fall in that price range. The marker is this home.

This home
$152K$1.5M

This home is worth more than 59% of homes in Belmont 28012.

How it measures up in Belmont 28012

The dot is this home. The mark in the middle is the typical home in Belmont 28012.

Estimated value$501,609
CheaperTypical $447,697Pricier

Pricier than 59% of homes nearby

Price per ft²$180
CheaperTypical $234Pricier

Pricier than 14% of homes nearby

Living area2,786 ft²
SmallerTypical 1,847 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.15 ac
SmallerTypical 0.33 acBigger

Bigger than 17% of homes nearby

Year built2026
OlderTypical 1999Newer

Newer than almost all homes nearby

How 1304 Swift Ln ranks against every home in each area.
MeasureThis homeBelmont 28012Gaston County
Estimated valuepricier than$501,60959% of homes86% of homes
Price per ft²pricier than$18014% of homes50% of homes
Living areabigger than2,786 ft²78% of homes89% of homes
Lot sizebigger than0.15 ac17% of homes11% of homes
Year builtnewer than2026almost all homesalmost all homes

About 1304 Swift Ln

How much is 1304 Swift Ln, Belmont, NC worth?

The TopHap Estimate for 1304 Swift Ln, Belmont, NC is $501,609 as of Sep 24, 2026. The likely range is $462,422 to $540,796. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1304 Swift Ln, Belmont, NC last sell?

1304 Swift Ln, Belmont, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1304 Swift Ln, Belmont, NC?

1304 Swift Ln, Belmont, NC has 4 bedrooms, 3 bathrooms, 2,786 square feet of living space and a 0.15-acre lot.

When was 1304 Swift Ln, Belmont, NC built?

1304 Swift Ln, Belmont, NC was built in 2026, making it 0 years old.

What schools serve 1304 Swift Ln, Belmont, NC?

1304 Swift Ln, Belmont, NC is assigned to New Hope Elementary School (elementary), rated A+; Cramerton Middle School (middle), rated A+; Stuart W. Cramer High School (high), rated C. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1304 Swift Ln, Belmont, NC compare to other homes in Belmont 28012?

Among the 11,310 homes in Belmont 28012, it is worth more than 59% of them ($501,609 against a typical $447,697), its price per square foot is higher than 14% of them ($180 against a typical $234), it is bigger than 78% of them (2,786 ft² against a typical 1,847 ft²), its lot is bigger than 17% of them (0.15 ac against a typical 0.33 ac) and it is newer than almost all of them (2026 against a typical 1999). Measured against all of Gaston County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1304 Swift Ln, Belmont, NC?

The 2026 property tax bill for 1304 Swift Ln, Belmont, NC was $432. The county assessed it at $42,000.

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