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Single Family ResidentialResidential
$341,444$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1305 S PROSPECT ST

KEARNEY, MO 64060
3
Beds
3 / 1
Baths
1,582 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$341K
$329K low$354K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,640 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyClay
Lot (acres)The size of the land the home sits on, from county records.0.52
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 165 ft²Patio · 501 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kearney Elementary SchoolB
Elementary · Grades KG–5 · 0.3 mi
M
Kearney Middle SchoolA+
Middle · Grades 6–7 · 0.6 mi
H
Kearney High SchoolA+
High · Grades 10–12 · 0.7 mi

District: Kearney R-I School District

Neighborhood · ZIP 64060These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,069
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.259 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,383
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,272
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1305 S Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Kearney 64060
  • Costs less per square foot than 81% of homes in Kearney 64060
  • Has a bigger lot than 85% of homes in Clay County
  • Older than 82% of homes in Kearney 64060

What homes are worth in Kearney 64060

Each bar is how many homes fall in that price range. The marker is this home.

This home
$231K$1.1M

This home is worth more than 30% of homes in Kearney 64060.

How it measures up in Kearney 64060

The dot is this home. The mark in the middle is the typical home in Kearney 64060.

Estimated value$341,444
CheaperTypical $408,974Pricier

Pricier than 30% of homes nearby

Price per ft²$216
CheaperTypical $250Pricier

Pricier than 19% of homes nearby

Living area1,582 ft²
SmallerTypical 1,581 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.52 ac
SmallerTypical 0.33 acBigger

Bigger than 61% of homes nearby

Year built1978
OlderTypical 1998Newer

Newer than 18% of homes nearby

How 1305 S Prospect St ranks against every home in each area.
MeasureThis homeKearney 64060Clay County
Estimated valuepricier than$341,44430% of homes57% of homes
Price per ft²pricier than$21619% of homes51% of homes
Living areabigger than1,582 ft²50% of homes62% of homes
Lot sizebigger than0.52 ac61% of homes85% of homes
Year builtnewer than197818% of homes44% of homes

About 1305 S Prospect St

How much is 1305 S Prospect St, Kearney, MO worth?

The TopHap Estimate for 1305 S Prospect St, Kearney, MO is $341,444 as of Sep 24, 2026. The likely range is $328,583 to $354,305. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1305 S Prospect St, Kearney, MO last sell?

1305 S Prospect St, Kearney, MO last sold on Mar 4, 2022, according to the county's recorded deed.

How big is 1305 S Prospect St, Kearney, MO?

1305 S Prospect St, Kearney, MO has 3 bedrooms, 3 bathrooms, 1,582 square feet of living space and a 0.52-acre lot.

When was 1305 S Prospect St, Kearney, MO built?

1305 S Prospect St, Kearney, MO was built in 1978, making it 48 years old. It is a raised ranch home. The building has 1 story.

What schools serve 1305 S Prospect St, Kearney, MO?

1305 S Prospect St, Kearney, MO is assigned to Kearney Elementary School (elementary), rated B; Kearney Middle School (middle), rated A+; Kearney High School (high), rated A+. All sit in Kearney R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1305 S Prospect St, Kearney, MO compare to other homes in Kearney 64060?

Among the 5,669 homes in Kearney 64060, it is worth more than 30% of them ($341,444 against a typical $408,974), its price per square foot is higher than 19% of them ($216 against a typical $250), it is bigger than 50% of them (1,582 ft² against a typical 1,581 ft²), its lot is bigger than 61% of them (0.52 ac against a typical 0.33 ac) and it is newer than 18% of them (1978 against a typical 1998). Measured against all of Clay County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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