Quadplex (4 Units, Any Combination)Residential
Last sold for $113,000 on Oct 8, 1992
1309 CHARLES ST
ROCKFORD, IL 61104
4
Beds
4
Baths
2,982 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
16
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.
Valuation
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$113,000 · Oct 8, 1992
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$162,000
AMCORE BANK NA ROCKFORD · R · recorded Oct 22, 1998
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$2,408,245
ILLINOIS BK&TR
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,504 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,361 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,084
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,277
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,137
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$85,083
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Quadplex (4 Units, Any Combination)
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Traffic
Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
MEH
Lincoln Middle SchoolD
Middle · Grades 6–8 · 0.3 mi
Constance Lane Elementary SchoolD-
Elementary · Grades KG–5 · 0.7 mi
East High SchoolF
High · Grades 9–12 · 1.4 mi
District: Rockford School District 205
Neighborhood · ZIP 61104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.36%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.17,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,783 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,362
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$47,725
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
1309 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Bigger than 95% of homes in Rockford 61104
- Has a smaller lot than 85% of homes in Winnebago County
- Older than 96% of homes in Winnebago County
How it measures up in Rockford 61104
The dot is this home. The mark in the middle is the typical home in Rockford 61104.
Living area2,982 ft²
SmallerTypical 1,578 ft²Bigger
Bigger than 95% of homes nearby
Lot size0.16 ac
SmallerTypical 0.17 acBigger
Bigger than 48% of homes nearby
Year built1900
OlderTypical 1920Newer
Newer than 25% of homes nearby
| Measure | This home | Midtown District | Rockford 61104 | Winnebago County |
|---|---|---|---|---|
| Living areabigger than | 2,982 ft² | 93% of homes | 95% of homes | 92% of homes |
| Lot sizebigger than | 0.16 ac | 35% of homes | 48% of homes | 15% of homes |
| Year builtnewer than | 1900 | 52% of homes | 25% of homes | 4% of homes |
About 1309 Charles St
When did 1309 Charles St, Rockford, IL last sell?
1309 Charles St, Rockford, IL last sold on Oct 8, 1992 for $113,000, according to the county's recorded deed.
How big is 1309 Charles St, Rockford, IL?
1309 Charles St, Rockford, IL has 4 bedrooms, 4 bathrooms, 2,982 square feet of living space and a 0.16-acre lot.
When was 1309 Charles St, Rockford, IL built?
1309 Charles St, Rockford, IL was built in 1900, making it 126 years old. The building has 2 stories.
What schools serve 1309 Charles St, Rockford, IL?
1309 Charles St, Rockford, IL is assigned to Lincoln Middle School (middle), rated D; Constance Lane Elementary School (elementary), rated D-; East High School (high), rated F. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 1309 Charles St, Rockford, IL compare to other homes in Rockford 61104?
Among the 4,606 homes in Rockford 61104, it is bigger than 95% of them (2,982 ft² against a typical 1,578 ft²), its lot is bigger than 48% of them (0.16 ac against a typical 0.17 ac) and it is newer than 25% of them (1900 against a typical 1920). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 1309 Charles St, Rockford, IL?
The 2025 property tax bill for 1309 Charles St, Rockford, IL was $2,504. The county assessed it at $28,361.
Closest homes
- 1313 Charles St47 ft · 4 bd · 2 ba · 2,284 ft² · Sold Jan 1900
- 414 9th St85 ft · 7 bd · 2 ba · 3,413 ft² · Sold Jan 1900
- 1303 Charles St66 ft · 5 bd · 5 ba · 3,478 ft² · Sold Jan 1900
- 1315 Charles St80 ft · 4 bd · 2 ba · 2,208 ft² · Sold $36K · Oct 1997
- 418 9th St$98K142 ft · 4 bd · 2 ba · 1,898 ft² · Sold $28K · Jul 2016
- 4xx 9th St$124K171 ft · 234 ft² · Sold Jan 1900
- 1316 4th Ave199 ft · 0.25 ac · Sold $52K · Jul 2003
- 1310 4th Ave$111K217 ft · 4 bd · 2 ba · 2,268 ft² · Sold $25K · Sep 2008
More homes in Rockford 61104
- 1022 8th St$67K4 bd · 2 ba · 1,280 ft² · Sold $40K · Jul 2026
- 402 S Gardiner Ave4 bd · 2 ba · 1,976 ft² · Sold $98K · Jul 2026
- 1631 8th Ave4 bd · 2 ba · 2,034 ft² · Sold $135K · Jul 2026
- 721 S 3rd StResidential - Vacant Land · Sold $5K · Jul 2026
- 712 Seminary St4 bd · 2 ba · 2,450 ft² · Sold $290K · Jul 2026
- 718 Seminary St4 bd · 2 ba · 2,450 ft² · Sold $280K · Jul 2026
- 722 Seminary St4 bd · 2 ba · 2,380 ft² · Sold $290K · Jul 2026
- 1304 18th St2 bd · 3 ba · 1,880 ft² · Sold $91K · Jul 2026
- 720 18th Ave$120K3 bd · 1 ba · 1,329 ft² · Sold $107K · Jul 2026
- 2212 Christina St$85K2 bd · 2 ba · 952 ft² · Sold $99K · Jul 2026
- 803 8th Ave4 bd · 2 ba · 1,680 ft² · Sold $30K · Jul 2026
- 1818 2nd Ave$189K3 bd · 1.5 ba · 1,421 ft² · Sold $185K · Jul 2026
Assigned schools
Explore the area
See this home in context
Open 1309 Charles St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.
Open in map