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Single Family ResidenceResidential
$839,633$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1309 RIDGE HARBOR DR

SPICEWOOD, TX 78669
0
Baths
3,328 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.71 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$840K
$746K low$933K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$580,473
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$464,378
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$259,160
BANK OF AMERICA NA · recorded Mar 25, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,505 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$767,678 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,668
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$721,010
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$767,678
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$767,678

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBURNET
Lot (acres)The size of the land the home sits on, from county records.0.71
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 100 ft²Porch · 703 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spicewood Elementary SchoolB+
Elementary · Grades PK–5 · 2.8 mi
H
Marble Falls High SchoolC-
High · Grades 9–12 · 10.9 mi
M
Marble Falls Middle SchoolC-
Middle · Grades 6–8 · 12.2 mi

District: Marble Falls Independent School District

Neighborhood · ZIP 78669These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$130,181
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$160,694
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1309 Ridge Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Burnet County
  • Costs less per square foot than 76% of homes in Spicewood 78669
  • Bigger than 91% of homes in Burnet County
  • Has a bigger lot than 73% of homes in Ridge Harbor
  • Newer than 72% of homes in Ridge Harbor

What homes are worth in Spicewood 78669

Each bar is how many homes fall in that price range. The marker is this home.

This home
$275K$3.4M

This home is worth more than 54% of homes in Spicewood 78669.

How it measures up in Spicewood 78669

The dot is this home. The mark in the middle is the typical home in Spicewood 78669.

Estimated value$839,633
CheaperTypical $783,870Pricier

Pricier than 54% of homes nearby

Price per ft²$252
CheaperTypical $328Pricier

Pricier than 24% of homes nearby

Living area3,328 ft²
SmallerTypical 2,402 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.71 ac
SmallerTypical 0.88 acBigger

Bigger than 46% of homes nearby

Year built2005
OlderTypical 2003Newer

Newer than 54% of homes nearby

How 1309 Ridge Harbor Dr ranks against every home in each area.
MeasureThis homeRidge HarborSpicewood 78669Burnet County
Estimated valuepricier than$839,63369% of homes54% of homes77% of homes
Price per ft²pricier than$25244% of homes24% of homes48% of homes
Living areabigger than3,328 ft²79% of homes76% of homes91% of homes
Lot sizebigger than0.71 ac73% of homes46% of homes59% of homes
Year builtnewer than200572% of homes54% of homes68% of homes

About 1309 Ridge Harbor Dr

How much is 1309 Ridge Harbor Dr, Spicewood, TX worth?

The TopHap Estimate for 1309 Ridge Harbor Dr, Spicewood, TX is $839,633 as of Jul 14, 2026. The likely range is $746,326 to $932,940. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1309 Ridge Harbor Dr, Spicewood, TX last sell?

1309 Ridge Harbor Dr, Spicewood, TX last sold on Mar 2, 2005, according to the county's recorded deed.

How big is 1309 Ridge Harbor Dr, Spicewood, TX?

1309 Ridge Harbor Dr, Spicewood, TX has 3,328 square feet of living space and a 0.71-acre lot.

When was 1309 Ridge Harbor Dr, Spicewood, TX built?

1309 Ridge Harbor Dr, Spicewood, TX was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 1309 Ridge Harbor Dr, Spicewood, TX?

1309 Ridge Harbor Dr, Spicewood, TX is assigned to Spicewood Elementary School (elementary), rated B+; Marble Falls High School (high), rated C-; Marble Falls Middle School (middle), rated C-. All sit in Marble Falls Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1309 Ridge Harbor Dr, Spicewood, TX compare to other homes in Spicewood 78669?

Among the 7,244 homes in Spicewood 78669, it is worth more than 54% of them ($839,633 against a typical $783,870), its price per square foot is higher than 24% of them ($252 against a typical $328), it is bigger than 76% of them (3,328 ft² against a typical 2,402 ft²), its lot is bigger than 46% of them (0.71 ac against a typical 0.88 ac) and it is newer than 54% of them (2005 against a typical 2003). Measured against all of Burnet County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1309 Ridge Harbor Dr, Spicewood, TX?

The 2025 property tax bill for 1309 Ridge Harbor Dr, Spicewood, TX was $3,505. The county assessed it at $767,678.

Closest homes

More homes in Spicewood 78669

Assigned schools

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