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Single Family ResidenceResidential
$357,728$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

131 N SMITH ST

HOLLY RIDGE, NC 28445
4
Beds
2
Baths
2,130 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$358K
$333K low$383K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$269,170 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,020
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$269,170
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$269,170

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOnslow
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.93
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Coastal Elementary SchoolA+
Elementary · Grades KG–5 · 3.8 mi
M
Dixon Middle SchoolB+
Middle · Grades 6–8 · 7.4 mi
H
Dixon High SchoolC+
High · Grades 9–12 · 7.6 mi

District: Onslow County Schools

Neighborhood · ZIP 28445These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,463
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.107 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,137
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,256
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

131 N Smith St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Holly Ridge 28445
  • Costs less per square foot than 97% of homes in Holly Ridge 28445
  • Bigger than 78% of homes in Onslow County
  • Has a bigger lot than 90% of homes in Holly Ridge 28445
  • Older than 78% of homes in Holly Ridge 28445

What homes are worth in Holly Ridge 28445

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$1.8M

This home is worth more than 21% of homes in Holly Ridge 28445.

How it measures up in Holly Ridge 28445

The dot is this home. The mark in the middle is the typical home in Holly Ridge 28445.

Estimated value$357,728
CheaperTypical $606,025Pricier

Pricier than 21% of homes nearby

Price per ft²$168
CheaperTypical $413Pricier

Pricier than 3% of homes nearby

Living area2,130 ft²
SmallerTypical 1,615 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.93 ac
SmallerTypical 0.19 acBigger

Bigger than 90% of homes nearby

Year built1985
OlderTypical 2005Newer

Newer than 22% of homes nearby

How 131 N Smith St ranks against every home in each area.
MeasureThis homeHolly Ridge 28445Onslow County
Estimated valuepricier than$357,72821% of homes72% of homes
Price per ft²pricier than$1683% of homes40% of homes
Living areabigger than2,130 ft²75% of homes78% of homes
Lot sizebigger than0.93 ac90% of homes79% of homes
Year builtnewer than198522% of homes30% of homes

About 131 N Smith St

How much is 131 N Smith St, Holly Ridge, NC worth?

The TopHap Estimate for 131 N Smith St, Holly Ridge, NC is $357,728 as of Aug 30, 2026. The likely range is $332,639 to $382,817. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 131 N Smith St, Holly Ridge, NC?

131 N Smith St, Holly Ridge, NC has 4 bedrooms, 2 bathrooms, 2,130 square feet of living space and a 0.93-acre lot.

When was 131 N Smith St, Holly Ridge, NC built?

131 N Smith St, Holly Ridge, NC was built in 1985, making it 41 years old. It is a ranch home. The building has 1 story.

What schools serve 131 N Smith St, Holly Ridge, NC?

131 N Smith St, Holly Ridge, NC is assigned to Coastal Elementary School (elementary), rated A+; Dixon Middle School (middle), rated B+; Dixon High School (high), rated C+. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 131 N Smith St, Holly Ridge, NC compare to other homes in Holly Ridge 28445?

Among the 9,809 homes in Holly Ridge 28445, it is worth more than 21% of them ($357,728 against a typical $606,025), its price per square foot is higher than 3% of them ($168 against a typical $413), it is bigger than 75% of them (2,130 ft² against a typical 1,615 ft²), its lot is bigger than 90% of them (0.93 ac against a typical 0.19 ac) and it is newer than 22% of them (1985 against a typical 2005). Measured against all of Onslow County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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