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Single Family ResidenceResidential
$137,760$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1315 STATE ST

GARNER, IA 50438
2
Beds
1
Baths
852 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$138K
$114K low$162K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,438 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$114,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHANCOCK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1979
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 64 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Garner-Hayfield-Ventura High SchoolB+
High · Grades 9–12 · 0.4 mi
M
Garner-Hayfield-Ventura Middle SchoolB+
Middle · Grades 5–8 · 0.5 mi
E
Garner-Hayfield-Ventura Elementary SchoolA
Elementary · Grades PK–4 · 0.5 mi

District: Garner-Hayfield-Ventura Community School District

Neighborhood · ZIP 50438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,923
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1315 State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Garner 50438
  • Costs more per square foot than 76% of homes in Hancock County
  • Smaller than 95% of homes in Garner 50438
  • Has a smaller lot than 94% of homes in Hancock County
  • Older than 65% of homes in Garner 50438

What homes are worth in Garner 50438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$494K

This home is worth more than 16% of homes in Garner 50438.

How it measures up in Garner 50438

The dot is this home. The mark in the middle is the typical home in Garner 50438.

Estimated value$137,760
CheaperTypical $216,194Pricier

Pricier than 16% of homes nearby

Price per ft²$162
CheaperTypical $158Pricier

Pricier than 53% of homes nearby

Living area852 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.15 ac
SmallerTypical 0.27 acBigger

Bigger than 8% of homes nearby

Year built1945
OlderTypical 1963Newer

Newer than 35% of homes nearby

How 1315 State St ranks against every home in each area.
MeasureThis homeGarner 50438Hancock County
Estimated valuepricier than$137,76016% of homes53% of homes
Price per ft²pricier than$16253% of homes76% of homes
Living areabigger than852 ft²5% of homes6% of homes
Lot sizebigger than0.15 ac8% of homes6% of homes
Year builtnewer than194535% of homes44% of homes

About 1315 State St

How much is 1315 State St, Garner, IA worth?

The TopHap Estimate for 1315 State St, Garner, IA is $137,760 as of Aug 30, 2026. The likely range is $113,794 to $161,726. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1315 State St, Garner, IA last sell?

1315 State St, Garner, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1315 State St, Garner, IA?

1315 State St, Garner, IA has 2 bedrooms, 1 bathrooms, 852 square feet of living space and a 0.15-acre lot.

When was 1315 State St, Garner, IA built?

1315 State St, Garner, IA was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 1315 State St, Garner, IA?

1315 State St, Garner, IA is assigned to Garner-Hayfield-Ventura High School (high), rated B+; Garner-Hayfield-Ventura Middle School (middle), rated B+; Garner-Hayfield-Ventura Elementary School (elementary), rated A. All sit in Garner-Hayfield-Ventura Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1315 State St, Garner, IA compare to other homes in Garner 50438?

Among the 1,700 homes in Garner 50438, it is worth more than 16% of them ($137,760 against a typical $216,194), its price per square foot is higher than 53% of them ($162 against a typical $158), it is bigger than 5% of them (852 ft² against a typical 1,440 ft²), its lot is bigger than 8% of them (0.15 ac against a typical 0.27 ac) and it is newer than 35% of them (1945 against a typical 1963). Measured against all of Hancock County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1315 State St, Garner, IA?

The 2025 property tax bill for 1315 State St, Garner, IA was $1,438. The county assessed it at $129,600.

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