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Single Family ResidenceResidential
$522,597$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $495,000 on Feb 22, 2024

1316 RUFFNER RD

SCHENECTADY, NY 12309
5
Beds
3
Baths
3,206 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$523K
$475K low$571K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$495,000 · Feb 22, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$330,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$283,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$330,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$488,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.0.48
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 544 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Niskayuna High SchoolA
High · Grades 9–12 · 0.9 mi
E
Rosendale Elementary SchoolA
Elementary · Grades KG–5 · 0.9 mi
M
Iroquois Middle SchoolA
Middle · Grades 6–8 · 1.1 mi

District: Niskayuna Central School District

Neighborhood · ZIP 12309These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.31,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,817 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,409
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,373
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1316 Ruffner Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Schenectady County
  • Costs less per square foot than 89% of homes in Schenectady 12309
  • Bigger than 96% of homes in Schenectady County
  • Has a bigger lot than 79% of homes in Schenectady 12309
  • Newer than 68% of homes in Schenectady County

What homes are worth in Schenectady 12309

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$851K

This home is worth more than 81% of homes in Schenectady 12309.

How it measures up in Schenectady 12309

The dot is this home. The mark in the middle is the typical home in Schenectady 12309.

Estimated value$522,597
CheaperTypical $393,006Pricier

Pricier than 81% of homes nearby

Price per ft²$163
CheaperTypical $211Pricier

Pricier than 11% of homes nearby

Living area3,206 ft²
SmallerTypical 1,906 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.48 ac
SmallerTypical 0.33 acBigger

Bigger than 79% of homes nearby

Year built1960
OlderTypical 1959Newer

Newer than 52% of homes nearby

How 1316 Ruffner Rd ranks against every home in each area.
MeasureThis homeSchenectady 12309Schenectady County
Estimated valuepricier than$522,59781% of homes93% of homes
Price per ft²pricier than$16311% of homes25% of homes
Living areabigger than3,206 ft²94% of homes96% of homes
Lot sizebigger than0.48 ac79% of homes78% of homes
Year builtnewer than196052% of homes68% of homes

About 1316 Ruffner Rd

How much is 1316 Ruffner Rd, Schenectady, NY worth?

The TopHap Estimate for 1316 Ruffner Rd, Schenectady, NY is $522,597 as of Sep 24, 2026. The likely range is $474,651 to $570,543. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1316 Ruffner Rd, Schenectady, NY last sell?

1316 Ruffner Rd, Schenectady, NY last sold on Feb 22, 2024 for $495,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1316 Ruffner Rd, Schenectady, NY?

1316 Ruffner Rd, Schenectady, NY has 5 bedrooms, 3 bathrooms, 3,206 square feet of living space and a 0.48-acre lot.

When was 1316 Ruffner Rd, Schenectady, NY built?

1316 Ruffner Rd, Schenectady, NY was built in 1960, making it 66 years old. It is a cape cod home. The building has 2 stories.

What schools serve 1316 Ruffner Rd, Schenectady, NY?

1316 Ruffner Rd, Schenectady, NY is assigned to Niskayuna High School (high), rated A; Rosendale Elementary School (elementary), rated A; Iroquois Middle School (middle), rated A. All sit in Niskayuna Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1316 Ruffner Rd, Schenectady, NY compare to other homes in Schenectady 12309?

Among the 10,847 homes in Schenectady 12309, it is worth more than 81% of them ($522,597 against a typical $393,006), its price per square foot is higher than 11% of them ($163 against a typical $211), it is bigger than 94% of them (3,206 ft² against a typical 1,906 ft²), its lot is bigger than 79% of them (0.48 ac against a typical 0.33 ac) and it is newer than 52% of them (1960 against a typical 1959). Measured against all of Schenectady County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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