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Single Family ResidenceResidential
$230,086$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $104,900 on Jul 12, 2017

1316 RUTLEDGE ST

SIDNEY, OH 45365
3
Beds
2
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$230K
$193K low$267K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$104,900 · Jul 12, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,016
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,413
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$107,070
WESTERN OHIO MORTGAGE CORP · recorded Jul 12, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,866 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,450 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,510
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$164,140

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.12
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 100 ft²Patio · 120 ft²Porch · 240 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northwood Intermediate SchoolC
Elementary · Grades 3–4 · 1.5 mi
M
Sidney Middle SchoolB-
Middle · Grades 5–8 · 2.6 mi
H
Sidney High SchoolD+
High · Grades 9–12 · 2.6 mi

District: Sidney City School District

Neighborhood · ZIP 45365These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.205
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,120
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.183 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,303
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1316 Rutledge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in Sidney 45365
  • Smaller than 71% of homes in Shelby County
  • Has a smaller lot than 81% of homes in Shelby County
  • Newer than 73% of homes in Sidney 45365

What homes are worth in Sidney 45365

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$652K

This home is worth more than 53% of homes in Sidney 45365.

How it measures up in Sidney 45365

The dot is this home. The mark in the middle is the typical home in Sidney 45365.

Estimated value$230,086
CheaperTypical $219,000Pricier

Pricier than 53% of homes nearby

Price per ft²$167
CheaperTypical $141Pricier

Pricier than 69% of homes nearby

Living area1,380 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.17 ac
SmallerTypical 0.27 acBigger

Bigger than 26% of homes nearby

Year built1988
OlderTypical 1970Newer

Newer than 73% of homes nearby

How 1316 Rutledge St ranks against every home in each area.
MeasureThis homeSidney 45365Shelby County
Estimated valuepricier than$230,08653% of homes45% of homes
Price per ft²pricier than$16769% of homes64% of homes
Living areabigger than1,380 ft²33% of homes29% of homes
Lot sizebigger than0.17 ac26% of homes19% of homes
Year builtnewer than198873% of homes69% of homes

About 1316 Rutledge St

How much is 1316 Rutledge St, Sidney, OH worth?

The TopHap Estimate for 1316 Rutledge St, Sidney, OH is $230,086 as of Jul 14, 2026. The likely range is $192,843 to $267,329. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1316 Rutledge St, Sidney, OH last sell?

1316 Rutledge St, Sidney, OH last sold on Jul 12, 2017 for $104,900, according to the county's recorded deed.

How big is 1316 Rutledge St, Sidney, OH?

1316 Rutledge St, Sidney, OH has 3 bedrooms, 2 bathrooms, 1,380 square feet of living space and a 0.17-acre lot.

When was 1316 Rutledge St, Sidney, OH built?

1316 Rutledge St, Sidney, OH was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 1316 Rutledge St, Sidney, OH?

1316 Rutledge St, Sidney, OH is assigned to Northwood Intermediate School (elementary), rated C; Sidney Middle School (middle), rated B-; Sidney High School (high), rated D+. All sit in Sidney City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1316 Rutledge St, Sidney, OH compare to other homes in Sidney 45365?

Among the 11,475 homes in Sidney 45365, it is worth more than 53% of them ($230,086 against a typical $219,000), its price per square foot is higher than 69% of them ($167 against a typical $141), it is bigger than 33% of them (1,380 ft² against a typical 1,664 ft²), its lot is bigger than 26% of them (0.17 ac against a typical 0.27 ac) and it is newer than 73% of them (1988 against a typical 1970). Measured against all of Shelby County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1316 Rutledge St, Sidney, OH?

The 2025 property tax bill for 1316 Rutledge St, Sidney, OH was $1,866. The county assessed it at $57,450.

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