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TownhouseResidential
$287,281$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $285,000 on Oct 9, 2025

1318 TOP ST

CHATTANOOGA, TN 37408
2.5
Baths
1,620 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$287K
$239K low$335K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$285,000 · Oct 9, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,130 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$140,560 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,125
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
53
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyHAMILTON
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Battle AcademyB
Elementary · Grades PK–5 · 1.0 mi
H
The Howard SchoolD
High · Grades 9–12 · 1.1 mi
M
Orchard Knob Middle SchoolF
Middle · Grades 6–8 · 1.2 mi

District: Hamilton County School District

Neighborhood · ZIP 37408These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.172
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.125
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.135

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,854
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,645 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,815
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,586
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1318 Top St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Chattanooga 37408
  • Costs less per square foot than 94% of homes in Chattanooga 37408
  • Bigger than 74% of homes in Bushtown / Highland Park
  • Has a smaller lot than 95% of homes in Hamilton County
  • Among the newest homes in Bushtown / Highland Park

What homes are worth in Chattanooga 37408

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$930K

This home is worth more than 12% of homes in Chattanooga 37408.

How it measures up in Chattanooga 37408

The dot is this home. The mark in the middle is the typical home in Chattanooga 37408.

Estimated value$287,281
CheaperTypical $436,081Pricier

Pricier than 12% of homes nearby

Price per ft²$177
CheaperTypical $286Pricier

Pricier than 6% of homes nearby

Living area1,620 ft²
SmallerTypical 1,618 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.12 ac
SmallerTypical 0.15 acBigger

Bigger than 40% of homes nearby

Year built2023
OlderTypical 2016Newer

Newer than 95% of homes nearby

How 1318 Top St ranks against every home in each area.
MeasureThis homeBushtown / Highland ParkChattanooga 37408Hamilton County
Estimated valuepricier than$287,28170% of homes12% of homes34% of homes
Price per ft²pricier than$17754% of homes6% of homes32% of homes
Living areabigger than1,620 ft²74% of homes52% of homes45% of homes
Lot sizebigger than0.12 ac26% of homes40% of homes5% of homes
Year builtnewer than2023almost all homes95% of homes98% of homes

About 1318 Top St

How much is 1318 Top St, Chattanooga, TN worth?

The TopHap Estimate for 1318 Top St, Chattanooga, TN is $287,281 as of Sep 24, 2026. The likely range is $239,450 to $335,112. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1318 Top St, Chattanooga, TN last sell?

1318 Top St, Chattanooga, TN last sold on Oct 9, 2025 for $285,000, according to the county's recorded deed.

How big is 1318 Top St, Chattanooga, TN?

1318 Top St, Chattanooga, TN has 2.5 bathrooms, 1,620 square feet of living space and a 0.12-acre lot.

When was 1318 Top St, Chattanooga, TN built?

1318 Top St, Chattanooga, TN was built in 2023, making it 3 years old. It is a townhouse home. The building has 3 stories.

What schools serve 1318 Top St, Chattanooga, TN?

1318 Top St, Chattanooga, TN is assigned to Battle Academy (elementary), rated B; The Howard School (high), rated D; Orchard Knob Middle School (middle), rated F. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1318 Top St, Chattanooga, TN compare to other homes in Chattanooga 37408?

Among the 1,150 homes in Chattanooga 37408, it is worth more than 12% of them ($287,281 against a typical $436,081), its price per square foot is higher than 6% of them ($177 against a typical $286), it is bigger than 52% of them (1,620 ft² against a typical 1,618 ft²), its lot is bigger than 40% of them (0.12 ac against a typical 0.15 ac) and it is newer than 95% of them (2023 against a typical 2016). Measured against all of Hamilton County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1318 Top St, Chattanooga, TN?

The 2025 property tax bill for 1318 Top St, Chattanooga, TN was $2,130. The county assessed it at $140,560.

More homes on Top St

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