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TownhouseResidential
$228,841$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

13185 GEMSTONE CT

APPLE VALLEY, MN 55124
2
Beds
2
Baths
1,842 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$229K
$219K low$239K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,704 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$327,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$267,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$329,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$327,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyDakota
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Unfinished

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Greenleaf Elementary SchoolA
Elementary · Grades PK–5 · 0.4 mi
H
Apple Valley High SchoolB-
High · Grades 9–12 · 1.3 mi
M
Falcon Ridge Middle SchoolA-
Middle · Grades 6–8 · 1.6 mi

District: Rosemount-Apple Valley-Eagan Isd 196

Neighborhood · ZIP 55124These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.58,162
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,330 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,083
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,016
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13185 Gemstone Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Dakota County
  • Costs less per square foot than 67% of homes in Dakota County
  • Has a smaller lot than 92% of homes in Dakota County
  • Newer than 65% of homes in Saint Paul 55124

What homes are worth in Saint Paul 55124

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$581K

This home is worth more than 33% of homes in Saint Paul 55124.

How it measures up in Saint Paul 55124

The dot is this home. The mark in the middle is the typical home in Saint Paul 55124.

Estimated value$228,841
CheaperTypical $266,297Pricier

Pricier than 33% of homes nearby

Price per ft²$124
CheaperTypical $129Pricier

Pricier than 41% of homes nearby

Living area1,842 ft²
SmallerTypical 1,950 ft²Bigger

Bigger than 44% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.27 acBigger

Bigger than 15% of homes nearby

Year built1993
OlderTypical 1988Newer

Newer than 65% of homes nearby

How 13185 Gemstone Ct ranks against every home in each area.
MeasureThis homeSaint Paul 55124Dakota County
Estimated valuepricier than$228,84133% of homes28% of homes
Price per ft²pricier than$12441% of homes33% of homes
Living areabigger than1,842 ft²44% of homes42% of homes
Lot sizebigger than2,614 ft²15% of homes8% of homes
Year builtnewer than199365% of homes60% of homes

About 13185 Gemstone Ct

How much is 13185 Gemstone Ct, Apple Valley, MN worth?

The TopHap Estimate for 13185 Gemstone Ct, Apple Valley, MN is $228,841 as of Aug 30, 2026. The likely range is $218,531 to $239,151. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 13185 Gemstone Ct, Apple Valley, MN last sell?

13185 Gemstone Ct, Apple Valley, MN last sold on Jul 20, 2012, according to the county's recorded deed.

How big is 13185 Gemstone Ct, Apple Valley, MN?

13185 Gemstone Ct, Apple Valley, MN has 2 bedrooms, 2 bathrooms, 1,842 square feet of living space and a 0.06-acre lot.

When was 13185 Gemstone Ct, Apple Valley, MN built?

13185 Gemstone Ct, Apple Valley, MN was built in 1993, making it 33 years old. The building has 2 stories.

What schools serve 13185 Gemstone Ct, Apple Valley, MN?

13185 Gemstone Ct, Apple Valley, MN is assigned to Greenleaf Elementary School (elementary), rated A; Apple Valley High School (high), rated B-; Falcon Ridge Middle School (middle), rated A-. All sit in Rosemount-Apple Valley-Eagan Isd 196. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13185 Gemstone Ct, Apple Valley, MN compare to other homes in Saint Paul 55124?

Among the 19,310 homes in Saint Paul 55124, it is worth more than 33% of them ($228,841 against a typical $266,297), its price per square foot is higher than 41% of them ($124 against a typical $129), it is bigger than 44% of them (1,842 ft² against a typical 1,950 ft²), its lot is bigger than 15% of them (2,614 ft² against a typical 0.27 ac) and it is newer than 65% of them (1993 against a typical 1988). Measured against all of Dakota County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13185 Gemstone Ct, Apple Valley, MN?

The 2025 property tax bill for 13185 Gemstone Ct, Apple Valley, MN was $3,704. The county assessed it at $327,500.

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