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Single Family ResidenceResidential
$303,947$313 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $340,000 on Jul 19, 2024

13186 295TH ST

LINDSTROM, MN 55045
3
Beds
2
Baths
972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$304K
$233K low$375K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Jul 19, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,334 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,400 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$243,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
26
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHISAGO
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chisago Lakes High SchoolA
High · Grades 9–12 · 0.2 mi
M
Chisago Lakes Middle SchoolA-
Middle · Grades 6–8 · 1.2 mi
E
Chisago Lakes Primary School
Elementary · Grades PK–2 · 2.4 mi

District: Chisago Lakes School District

Neighborhood · ZIP 55045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.6,596
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.168 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,476
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,815
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13186 295th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 84% of homes in Chisago County
  • Smaller than 87% of homes in Chisago County

What homes are worth in Lindstrom 55045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$745K

This home is worth more than 40% of homes in Lindstrom 55045.

How it measures up in Lindstrom 55045

The dot is this home. The mark in the middle is the typical home in Lindstrom 55045.

Estimated value$303,947
CheaperTypical $327,118Pricier

Pricier than 40% of homes nearby

Price per ft²$313
CheaperTypical $237Pricier

Pricier than 81% of homes nearby

Living area972 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.5 ac
SmallerTypical 0.5 acBigger

Bigger than 51% of homes nearby

Year built1993
OlderTypical 1991Newer

Newer than 54% of homes nearby

How 13186 295th St ranks against every home in each area.
MeasureThis homeLindstrom 55045Chisago County
Estimated valuepricier than$303,94740% of homes44% of homes
Price per ft²pricier than$31381% of homes84% of homes
Living areabigger than972 ft²14% of homes13% of homes
Lot sizebigger than0.5 ac51% of homes37% of homes
Year builtnewer than199354% of homes50% of homes

About 13186 295th St

How much is 13186 295th St, Lindstrom, MN worth?

The TopHap Estimate for 13186 295th St, Lindstrom, MN is $303,947 as of Sep 24, 2026. The likely range is $232,500 to $375,394. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 13186 295th St, Lindstrom, MN last sell?

13186 295th St, Lindstrom, MN last sold on Jul 19, 2024 for $340,000, according to the county's recorded deed.

How big is 13186 295th St, Lindstrom, MN?

13186 295th St, Lindstrom, MN has 3 bedrooms, 2 bathrooms, 972 square feet of living space and a 0.50-acre lot.

When was 13186 295th St, Lindstrom, MN built?

13186 295th St, Lindstrom, MN was built in 1993, making it 33 years old. The building has 3 stories.

What schools serve 13186 295th St, Lindstrom, MN?

13186 295th St, Lindstrom, MN is assigned to Chisago Lakes High School (high), rated A; Chisago Lakes Middle School (middle), rated A-; Chisago Lakes Primary School (elementary). All sit in Chisago Lakes School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13186 295th St, Lindstrom, MN compare to other homes in Lindstrom 55045?

Among the 3,663 homes in Lindstrom 55045, it is worth more than 40% of them ($303,947 against a typical $327,118), its price per square foot is higher than 81% of them ($313 against a typical $237), it is bigger than 14% of them (972 ft² against a typical 1,330 ft²), its lot is bigger than 51% of them (0.5 ac against a typical 0.5 ac) and it is newer than 54% of them (1993 against a typical 1991). Measured against all of Chisago County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13186 295th St, Lindstrom, MN?

The 2026 property tax bill for 13186 295th St, Lindstrom, MN was $4,334. The county assessed it at $259,400.

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Assigned schools

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