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Single Family ResidenceResidential
$124,506$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1320 M ST SW

CEDAR RAPIDS, IA 52404
2
Beds
1
Baths
773 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1898
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$125K
$103K low$146K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$20,506
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,405
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,000
HIAWATHA BANK & TRUST COMPANY · recorded Apr 25, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,676 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$95,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyLinn
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 60 ft²Porch · 133 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cedar River Academy at Taylor Elementary SchoolC-
Elementary · Grades PK–5 · 0.5 mi
M
Wilson Middle SchoolD
Middle · Grades 6–8 · 0.7 mi
H
Jefferson High SchoolF
High · Grades 9–12 · 1.3 mi

District: Cedar Rapids Community School District

Neighborhood · ZIP 52404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.45,212
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.818 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,156
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,930
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1320 M St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Linn County
  • Costs more per square foot than 84% of homes in Taylor
  • Smaller than 95% of homes in Linn County
  • Has a smaller lot than 82% of homes in Linn County
  • Older than 97% of homes in Cedar Rapids 52404

What homes are worth in Cedar Rapids 52404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$490K

This home is worth more than 16% of homes in Cedar Rapids 52404.

How it measures up in Cedar Rapids 52404

The dot is this home. The mark in the middle is the typical home in Cedar Rapids 52404.

Estimated value$124,506
CheaperTypical $207,568Pricier

Pricier than 16% of homes nearby

Price per ft²$161
CheaperTypical $181Pricier

Pricier than 38% of homes nearby

Living area773 ft²
SmallerTypical 1,214 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.15 ac
SmallerTypical 0.19 acBigger

Bigger than 28% of homes nearby

Year built1898
OlderTypical 1974Newer

Newer than 3% of homes nearby

How 1320 M St Sw ranks against every home in each area.
MeasureThis homeTaylorCedar Rapids 52404Linn County
Estimated valuepricier than$124,50641% of homes16% of homes11% of homes
Price per ft²pricier than$16184% of homes38% of homes37% of homes
Living areabigger than773 ft²10% of homes9% of homes5% of homes
Lot sizebigger than0.15 ac72% of homes28% of homes18% of homes
Year builtnewer than189821% of homes3% of homes3% of homes

About 1320 M St Sw

How much is 1320 M St Sw, Cedar Rapids, IA worth?

The TopHap Estimate for 1320 M St Sw, Cedar Rapids, IA is $124,506 as of Jul 14, 2026. The likely range is $103,421 to $145,591. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1320 M St Sw, Cedar Rapids, IA last sell?

1320 M St Sw, Cedar Rapids, IA last sold on Jan 21, 2013, according to the county's recorded deed.

How big is 1320 M St Sw, Cedar Rapids, IA?

1320 M St Sw, Cedar Rapids, IA has 2 bedrooms, 1 bathrooms, 773 square feet of living space and a 0.15-acre lot.

When was 1320 M St Sw, Cedar Rapids, IA built?

1320 M St Sw, Cedar Rapids, IA was built in 1898, making it 128 years old. It is a a-frame home. The building has 1 story.

What schools serve 1320 M St Sw, Cedar Rapids, IA?

1320 M St Sw, Cedar Rapids, IA is assigned to Cedar River Academy at Taylor Elementary School (elementary), rated C-; Wilson Middle School (middle), rated D; Jefferson High School (high), rated F. All sit in Cedar Rapids Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1320 M St Sw, Cedar Rapids, IA compare to other homes in Cedar Rapids 52404?

Among the 14,702 homes in Cedar Rapids 52404, it is worth more than 16% of them ($124,506 against a typical $207,568), its price per square foot is higher than 38% of them ($161 against a typical $181), it is bigger than 9% of them (773 ft² against a typical 1,214 ft²), its lot is bigger than 28% of them (0.15 ac against a typical 0.19 ac) and it is newer than 3% of them (1898 against a typical 1974). Measured against all of Linn County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1320 M St Sw, Cedar Rapids, IA?

The 2024 property tax bill for 1320 M St Sw, Cedar Rapids, IA was $1,676. The county assessed it at $95,900.

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