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Single Family ResidenceResidential
$218,140$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1320 PROSPECT DR

MISHAWAKA, IN 46544
3
Beds
1
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$218K
$204K low$232K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,628 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$171,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$125,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$142,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$171,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOSEPH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1958
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mishawaka High School
High · Grades 9–12 · 0.4 mi
E
Beiger Elementary SchoolC-
Elementary · Grades PK–6 · 0.6 mi
M
John J Young Middle SchoolC-
Middle · Grades 7–8 · 1.4 mi

District: Mishawaka School City

Neighborhood · ZIP 46544These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.33,664
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.830 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,028
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,104
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1320 Prospect Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 71% of homes in Mishawaka 46544
  • Has a smaller lot than 68% of homes in St. Joseph County
  • Older than 77% of homes in St. Joseph County

What homes are worth in Mishawaka 46544

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$465K

This home is worth more than 59% of homes in Mishawaka 46544.

How it measures up in Mishawaka 46544

The dot is this home. The mark in the middle is the typical home in Mishawaka 46544.

Estimated value$218,140
CheaperTypical $193,799Pricier

Pricier than 59% of homes nearby

Price per ft²$175
CheaperTypical $151Pricier

Pricier than 71% of homes nearby

Living area1,248 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.16 ac
SmallerTypical 0.18 acBigger

Bigger than 45% of homes nearby

Year built1928
OlderTypical 1954Newer

Newer than 33% of homes nearby

How 1320 Prospect Dr ranks against every home in each area.
MeasureThis homeMishawaka 46544St. Joseph County
Estimated valuepricier than$218,14059% of homes50% of homes
Price per ft²pricier than$17571% of homes66% of homes
Living areabigger than1,248 ft²45% of homes39% of homes
Lot sizebigger than0.16 ac45% of homes32% of homes
Year builtnewer than192833% of homes23% of homes

About 1320 Prospect Dr

How much is 1320 Prospect Dr, Mishawaka, IN worth?

The TopHap Estimate for 1320 Prospect Dr, Mishawaka, IN is $218,140 as of Sep 24, 2026. The likely range is $203,923 to $232,357. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1320 Prospect Dr, Mishawaka, IN last sell?

1320 Prospect Dr, Mishawaka, IN last sold on Dec 16, 2024, according to the county's recorded deed.

How big is 1320 Prospect Dr, Mishawaka, IN?

1320 Prospect Dr, Mishawaka, IN has 3 bedrooms, 1 bathrooms, 1,248 square feet of living space and a 0.16-acre lot.

When was 1320 Prospect Dr, Mishawaka, IN built?

1320 Prospect Dr, Mishawaka, IN was built in 1928, making it 98 years old. The building has 2 stories.

What schools serve 1320 Prospect Dr, Mishawaka, IN?

1320 Prospect Dr, Mishawaka, IN is assigned to Mishawaka High School (high); Beiger Elementary School (elementary), rated C-; John J Young Middle School (middle), rated C-. All sit in Mishawaka School City. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1320 Prospect Dr, Mishawaka, IN compare to other homes in Mishawaka 46544?

Among the 10,749 homes in Mishawaka 46544, it is worth more than 59% of them ($218,140 against a typical $193,799), its price per square foot is higher than 71% of them ($175 against a typical $151), it is bigger than 45% of them (1,248 ft² against a typical 1,316 ft²), its lot is bigger than 45% of them (0.16 ac against a typical 0.18 ac) and it is newer than 33% of them (1928 against a typical 1954). Measured against all of St. Joseph County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1320 Prospect Dr, Mishawaka, IN?

The 2024 property tax bill for 1320 Prospect Dr, Mishawaka, IN was $1,628. The county assessed it at $171,000.

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