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Single Family ResidenceResidential
$54,827$64 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $85,000 on Nov 13, 2003

1320 RAY ST

DAYTON, OH 45404
2
Beds
1
Baths
854 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,842 ft²
Lot SizeThe size of the land the home sits on, from county records.
1909
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$55K
$38K low$71K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,000 · Nov 13, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$163 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,490 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,110
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,490
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$29,950

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Steel Frame
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood / Spot
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 166 ft²

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kiser Elementary SchoolC
Elementary · Grades PK–6 · 0.5 mi
M
Stivers School for the ArtsB-
Middle · Grades 7–12 · 1.3 mi

District: Dayton City School District

Neighborhood · ZIP 45404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.211
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,302
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,627 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,298
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,626
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1320 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Montgomery County
  • Costs less per square foot than 89% of homes in Montgomery County
  • Smaller than 95% of homes in Montgomery County
  • Has a smaller lot than 91% of homes in Montgomery County
  • Older than 96% of homes in Montgomery County

What homes are worth in Dayton 45404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$265K

This home is worth more than 24% of homes in Dayton 45404.

How it measures up in Dayton 45404

The dot is this home. The mark in the middle is the typical home in Dayton 45404.

Estimated value$54,827
CheaperTypical $78,572Pricier

Pricier than 24% of homes nearby

Price per ft²$64
CheaperTypical $71Pricier

Pricier than 40% of homes nearby

Living area854 ft²
SmallerTypical 1,210 ft²Bigger

Bigger than 17% of homes nearby

Lot size3,842 ft²
SmallerTypical 0.13 acBigger

Bigger than 12% of homes nearby

Year built1909
OlderTypical 1930Newer

Newer than 22% of homes nearby

How 1320 Ray St ranks against every home in each area.
MeasureThis homeOld North DaytonDayton 45404Montgomery County
Estimated valuepricier than$54,82724% of homes24% of homes6% of homes
Price per ft²pricier than$6453% of homes40% of homes11% of homes
Living areabigger than854 ft²14% of homes17% of homes5% of homes
Lot sizebigger than3,842 ft²22% of homes12% of homes9% of homes
Year builtnewer than190940% of homes22% of homes4% of homes

About 1320 Ray St

How much is 1320 Ray St, Dayton, OH worth?

The TopHap Estimate for 1320 Ray St, Dayton, OH is $54,827 as of Aug 30, 2026. The likely range is $38,300 to $71,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1320 Ray St, Dayton, OH last sell?

1320 Ray St, Dayton, OH last sold on Nov 13, 2003 for $85,000, according to the county's recorded deed.

How big is 1320 Ray St, Dayton, OH?

1320 Ray St, Dayton, OH has 2 bedrooms, 1 bathrooms, 854 square feet of living space and a 0.09-acre lot.

When was 1320 Ray St, Dayton, OH built?

1320 Ray St, Dayton, OH was built in 1909, making it 117 years old. It is a cape cod home. The building has 1 story.

What schools serve 1320 Ray St, Dayton, OH?

1320 Ray St, Dayton, OH is assigned to Kiser Elementary School (elementary), rated C; Stivers School for the Arts (middle), rated B-. All sit in Dayton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1320 Ray St, Dayton, OH compare to other homes in Dayton 45404?

Among the 3,808 homes in Dayton 45404, it is worth more than 24% of them ($54,827 against a typical $78,572), its price per square foot is higher than 40% of them ($64 against a typical $71), it is bigger than 17% of them (854 ft² against a typical 1,210 ft²), its lot is bigger than 12% of them (3,842 ft² against a typical 0.13 ac) and it is newer than 22% of them (1909 against a typical 1930). Measured against all of Montgomery County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1320 Ray St, Dayton, OH?

The 2025 property tax bill for 1320 Ray St, Dayton, OH was $163. The county assessed it at $10,490.

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Assigned schools

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